IL IRP installment bonds.
From $100. Enter your amount.
Illinois lets an apportioned fleet — second division vehicles registered under the International Registration Plan framework of 625 ILCS 5/3-402.1 — pay its registration taxes in two equal installments, April 1 and October 1, under 625 ILCS 5/3-816. The owner electing installments files a surety bond covering the second installment, on the Secretary of State's form. The premium is 1% of the bond amount, $100 minimum, the bond issues the moment you pay, and any credit screen is a soft pull only — it never affects your score.
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Apply to filed in one sitting.
Enter your amount, pay, and file with the Secretary of State. Here is the whole thing:
Apply online
Business details, the second-installment amount you are securing, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
The premium is 1% of the bond amount, $100 minimum, computed before you pay — and the bond issues the moment you pay, executed bond and power of attorney on the spot.
File with the Secretary of State
Submit the executed bond with your apportioned registration so your fleet credentials issue with only the first installment paid. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Interstate carriers register second division vehicles through Illinois' apportioned registration program — the International Registration Plan framework authorized by 625 ILCS 5/3-402.1, which splits fees among the states a fleet runs in. Under 625 ILCS 5/3-816, those registrations can be paid in two equal installments, April 1 and October 1, and the owner electing installments must file a surety bond or certificate of deposit for the amount of the second installment, in a form approved by the Secretary of State.
It's a three-party arrangement: you (the principal), the surety carrier, and the Secretary of State (the obligee). The bond is conditioned on paying all monies becoming due by reason of the operation of the second division vehicles — if the second installment goes unpaid, the state recovers it from the bond.
It is not insurance for you — if the surety pays, you repay the surety. Fleets on ordinary fiscal-year flat-weight plates use the companion Fiscal variant, whose installments fall July 1 and January 1; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, your bond amount, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Illinois bonds.
IRP installment bond, issued today.
1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.