Illinois probate & fiduciary bonds.
Sized to the estate. Underwritten fast.
Before an executor, administrator, guardian, or conservator can act, the court usually requires a fiduciary bond.
Under the Illinois Probate Act of 1975 (755 ILCS 5/12-2), the court sets the penalty to the size of the estate.
These bonds are underwritten, not flat-rated.
Send us the order and a surety specialist returns a quote — usually within one business day.
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The court won’t issue letters until the bond is filed and approved. Here is the whole process:
Send us the estate details
Apply online with the order setting the penalty and an estimate of the estate’s value. The penal sum follows the estate, so we size from those figures.
A specialist underwrites it
A surety specialist reviews the estate, the fiduciary’s background, and indemnity. Larger estates may call for financials or collateral — we raise that up front.
Execute & file with the court
We issue the executed bond so it can be filed and approved by the court, clearing the way for letters to issue.
What it is and who needs it.
What a fiduciary bond guarantees
When someone is appointed to handle a decedent’s estate or a ward’s affairs — an executor, administrator, guardian, or conservator — they control money and property that belong to others.
A fiduciary (probate) bond protects the heirs, beneficiaries, and the ward. If the fiduciary mismanages, misappropriates, or fails to faithfully discharge their duties, the harmed parties can recover against the bond. That’s why the court ties the penalty to the size of the estate.
Because the exposure is the estate itself, these bonds are underwritten rather than flat-rated, and large estates may require financials or collateral. We size and quote once we see the order and the estate’s value.
You need this bond if you’re
The application takes about ten minutes.
Tell us about the estate and attach the order setting the penalty. A surety specialist underwrites it and returns a quote — usually within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
What is an Illinois probate (fiduciary) bond? +
How much is the bond? +
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Can the bond be waived? +
Will I need financials or collateral? +
Other New York bonds.
Just appointed as a fiduciary?
Send us the order and a surety specialist underwrites and quotes your probate bond — usually within one business day. Free until your bond is issued.