Illinois notary bonds, with E&O.
$130 flat.
Illinois requires every notary to file a $5,000 surety bond with the Secretary of State as a condition of the commission. This package adds $25,000 of errors-and-omissions coverage that protects you — all for $130 flat. The bond issues the moment you pay — no credit check.
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How much does an Illinois notary bond cost?
$130 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
Apply in the name of the person being commissioned as the notary. Your details and an effective date — that's the application, no financials, no credit check.
Pay & e-sign
Notary bonds are among the bond types that issue right after purchase.
File with your commission application
Your executed bond arrives by email, ready to submit with your Illinois notary application to the Secretary of State. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees (and what the E&O does)
An Illinois notary bond is a public-protection guarantee. Under 5 ILCS 312/2-105, every notary must file a $5,000 surety bond with the Secretary of State before being commissioned. If a notary's misconduct or negligence causes someone a financial loss, the harmed member of the public can recover against the bond — up to $5,000.
The bond protects the public, not you: if the surety pays a claim, you repay the surety. That's where the $25,000 of errors-and-omissions coverage in this package comes in — E&O is real insurance that protects you against your own honest mistakes, with no repayment. The bond is required; the E&O is the smart add-on.
Illinois overhauled its notary law with Public Act 102-160, effective January 1, 2024 — adding education, an exam, and a journal requirement, and a separate $25,000 bond for notaries who register to perform remote or electronic notarizations. This $5,000 package is for traditional, in-person commissions; if you plan to notarize remotely, you'll want the $30,000 remote package instead.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your commission application. Your executed bond arrives by email, ready to submit with your Illinois notary application to the Secretary of State. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $130 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check. Apply in the notary's own name.
Start the application →Common questions.
Other Illinois notary bonds.
Not sure this is the one your license calls for? These are the other notary bonds we write in Illinois. Each has its own statute and bond amount.
Other Illinois bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your notary commission today.
$130 flat for the $5,000 bond plus $25,000 E&O, no credit check, often issued in the same sitting. Free until issued.