IL notary bonds, with E&O.
$130. Five minutes.

Illinois requires every notary to file a $5,000 surety bond with the Secretary of State as a condition of the commission. This package adds $25,000 of errors-and-omissions coverage that protects you — all for $130 flat. The application is five minutes, with no credit check.

Required for your Illinois notary commission — the $5,000 bond is filed with the Secretary of State
Adds $25,000 of E&O coverage — that one protects you against your own honest mistakes
No credit check — small fixed notary bonds issue right after purchase
A-ratedA.M. Best carriersFastoften same purchase$130flat, all-in
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Apply in the name of the person being commissioned as the notary. Your details and an effective date — that's the application, no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your commission application

Your executed bond arrives by email, ready to submit with your Illinois notary application to the Secretary of State. Wet-ink original mailed on request.

The whole pricing page.

$5,000 bond + $25,000 E&O = $130 flat per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$130
2-year term
$260
3-year term
$390
About this bond

What it is and who needs it.

What the bond actually guarantees (and what the E&O does)

An Illinois notary bond is a public-protection guarantee. Under 5 ILCS 312/2-105, every notary must file a $5,000 surety bond with the Secretary of State before being commissioned. If a notary's misconduct or negligence causes someone a financial loss, the harmed member of the public can recover against the bond — up to $5,000.

The bond protects the public, not you: if the surety pays a claim, you repay the surety. That's where the $25,000 of errors-and-omissions coverage in this package comes in — E&O is real insurance that protects you against your own honest mistakes, with no repayment. The bond is required; the E&O is the smart add-on.

Illinois overhauled its notary law with Public Act 102-160, effective January 1, 2024 — adding education, an exam, and a journal requirement, and a separate $25,000 bond for notaries who register to perform remote or electronic notarizations. This $5,000 package is for traditional, in-person commissions; if you plan to notarize remotely, you'll want the $30,000 remote package instead.

5 ILCS 312/2-105 (Illinois Notary Public Act)The Illinois Notary Public Act, 5 ILCS 312/2-105, conditions a notary commission on a $5,000 surety bond filed with the Secretary of State for the standard four-year term. Public Act 102-160, effective January 1, 2024, modernized the Act and added a separate $25,000 bond for notaries registered to perform electronic or remote notarizations. The $25,000 figure in this package is errors-and-omissions coverage for the notary, which is optional and distinct from any statutory bond.

You need this bond if you're

Applying for a new Illinois notary commission — the $5,000 bond is filed with your application
Renewing your commission as it reaches the end of its term
A traditional, in-person notary who wants E&O protection without remote/electronic registration
An employer commissioning staff and bundling bond + E&O for each notary

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one. Apply in the notary's own name.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Illinois notary bond with $25,000 E&O? +
$130 flat — that covers both the required $5,000 surety bond and $25,000 of errors-and-omissions coverage. Same price for every notary; there is no quote process.
What is the difference between the bond and the E&O? +
The $5,000 bond is required by the Secretary of State and protects the public — if the surety pays a claim, you repay it. The $25,000 E&O is optional insurance that protects you against your own honest mistakes, with no repayment. This package gives you both.
Is there a credit check? +
No — the application has no credit section. Small fixed-amount notary bonds like this issue without one.
How long does the bond last? +
Illinois notary commissions run a four-year term, and the bond is written to match. You can also choose a 1, 2, or 3-year billing term here; we send renewal notices so your filing stays continuous.
I want to notarize remotely — is this the right bond? +
No. Remote and electronic notarization requires a separate $25,000 bond under the post-2024 rules. Use our $30,000 remote notary package for that — it's built for notaries registering for online notarization.
Related bonds

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Finish your notary commission today.

$130 flat for the $5,000 bond plus $25,000 E&O, five-minute application, often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →