Illinois requires every notary to file a $5,000 surety bond with the Secretary of State as a condition of the commission. This package adds $25,000 of errors-and-omissions coverage that protects you — all for $130 flat. The application is five minutes, with no credit check.
















Notary bonds are the simplest thing in surety. Here's the entire process:
Apply in the name of the person being commissioned as the notary. Your details and an effective date — that's the application, no financials, no credit section.
Notary bonds are among the bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to submit with your Illinois notary application to the Secretary of State. Wet-ink original mailed on request.
$5,000 bond + $25,000 E&O = $130 flat per term. Fixed amount, fixed price, multi-year if you want it.
An Illinois notary bond is a public-protection guarantee. Under 5 ILCS 312/2-105, every notary must file a $5,000 surety bond with the Secretary of State before being commissioned. If a notary's misconduct or negligence causes someone a financial loss, the harmed member of the public can recover against the bond — up to $5,000.
The bond protects the public, not you: if the surety pays a claim, you repay the surety. That's where the $25,000 of errors-and-omissions coverage in this package comes in — E&O is real insurance that protects you against your own honest mistakes, with no repayment. The bond is required; the E&O is the smart add-on.
Illinois overhauled its notary law with Public Act 102-160, effective January 1, 2024 — adding education, an exam, and a journal requirement, and a separate $25,000 bond for notaries who register to perform remote or electronic notarizations. This $5,000 package is for traditional, in-person commissions; if you plan to notarize remotely, you'll want the $30,000 remote package instead.
These are the actual issuing fields — no credit check section, because this bond doesn't have one. Apply in the notary's own name.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$130 flat for the $5,000 bond plus $25,000 E&O, five-minute application, often issued in the same sitting. Free until issued.