Illinois manufactured-home dealers who act as a designated agent of the Secretary of State — collecting title and registration fees and taxes from buyers — must file a $150,000 bond with the Vehicle Services Department. Ours is $4,500 flat, 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.
















Your designated-agent authority is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond (form RTDS-54) ready to file with the Vehicle Services Department. Wet-ink originals mailed whenever the state insists.
$150,000 bond × 3% = $4,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Illinois lets certain dealers act as a designated agent of the Secretary of State — handling title and registration transactions for the manufactured homes they sell, and collecting the title fees, registration fees, and taxes due on each one directly from the buyer at the point of sale.
Because those funds belong to the state, the Secretary of State's Vehicle Services Department conditions designated-agent authority on a $150,000 surety bond. The bond guarantees that the dealer faithfully remits the fees and taxes it collects and properly processes the title and registration paperwork. If a dealer pockets or misapplies those funds, the state can recover against the bond.
Illinois generally requires this bond during a manufactured-home dealer's first ten years of operation, as long as the dealer hasn't been delinquent in transmitting fees or taxes. The bond runs on a calendar-year cycle — it expires December 31 — so it's renewed annually. It is not insurance for you: if the surety pays, you repay the surety.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$4,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.