IL Carpenters Council wage bonds.
4% of the bond amount.

A carpentry contractor who signs the collective bargaining agreement with the Mid-America Carpenters Regional Council — covering signatory employers across Illinois, eastern Iowa, and eastern Missouri — agrees to post a wage & fringe-benefit bond securing wages and trust-fund contributions owed to the council's carpenters. The council sets the amount; premiums cost 4% of the bond amount, $100 minimum, after a quick soft credit check that never affects your score.

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Required by the MACRC collective bargaining agreement — a contractual condition of signatory status, not a state statute

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Secures wages and health, pension, vacation, and annuity contributions owed to the council's carpenters

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4% of the bond amount, $100 minimum — your exact price appears at the application

4% rate$100 minimumSoft pull onlynever a hard inquiryFastinstant underwriting for most

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How it works

Apply to filed in one sitting.

Union wage & welfare bonds are simple to issue once you know the amount the council requires. Enter it, consent to a soft pull, and file with the council. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount from your MACRC signatory agreement, and the effective date — plus a one-time consent to a soft credit pull.

USUALLY MINUTES

Approved

Most union wage bonds this size clear quickly; the soft pull informs approval and never affects your score. Larger amounts may get a brief review.

SAME DAY

File with the council

Your executed bond and power of attorney arrive by email, ready to file with the Mid-America Carpenters Regional Council or its benefit fund office. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A union wage & fringe-benefit bond is a contractual guarantee, not a licensing bond. When a carpentry contractor signs the collective bargaining agreement with the Mid-America Carpenters Regional Council, signatory status can be conditioned on posting a bond that stands behind the wages and health, pension, vacation, and annuity fund contributions the contractor owes for the carpenters it employs.

It's a three-party arrangement: you (the principal), the surety carrier, and the council or its benefit funds (the obligee), with the council's carpenters as the protected parties. If a signatory contractor falls behind on wages or trust contributions, the council or the trust can make a claim against the bond up to its face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. There is no Illinois statute behind this requirement; it comes directly from the collective bargaining agreement you sign with the council, and the council sets the amount.

Mid-America Carpenters Regional Council CBAThis bond is required by the Mid-America Carpenters Regional Council as a condition of signatory status under its collective bargaining agreement with carpentry employers — a private contractual requirement, not an Illinois statute. Confirm the exact bond amount your agreement calls for with the council or its benefit fund administrator before applying; we issue whichever amount you enter.

You need this bond if you're

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Signing on as an MACRC signatory contractor for the first time

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Renewing your signatory status with an expiring or non-renewing bond

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A general contractor bringing carpentry scope in-house under the MACRC agreement

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Reinstating after a lapsed bond the council flagged during a compliance check

One application, priced instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price — 4% of the bond amount, $100 minimum — is set at application.

Start the application →

FAQ

Common questions.

How much is the Mid-America Carpenters Council wage bond?Premiums cost 4% of the bond amount, with a $100 minimum. The amount itself comes from your signatory agreement with the council — there is no state-set figure. Enter the amount your agreement calls for and your exact price appears at the application.

What amount should I enter?The bond amount your MACRC signatory agreement specifies. If you're not sure, check your collective bargaining agreement or ask the council before applying — we issue whichever amount you confirm.

What does the bond guarantee?It guarantees that you pay the wages and health, pension, vacation, and annuity contributions your signatory agreement obligates you to pay the carpenters you employ. If you fall short, the council or the trust can claim against the bond, and you repay the surety for any amount it pays out.

Do I pay the full bond amount?No. The bond amount is the surety's maximum liability if a claim is made against you — not a deposit, and nobody holds your money. You pay the premium: 4% of that amount, $100 minimum.

Where do I file it?With the Mid-America Carpenters Regional Council or its benefit fund office, as your signatory agreement directs. We deliver the executed bond by email, ready to file the same day in most cases.

Related bonds

Other Illinois bonds.

Signatory bond, priced and filed today.

4% of the bond amount, $100 minimum, soft pull only. Enter the amount your agreement requires and file with the council the same day.

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Your premiumfrom $100

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