IL Plumbers Local 23 wage bonds.
4% of the bond amount plus a $25 fee.

A plumbing or pipefitting contractor who signs on with Local Union No. 23 — representing plumbers, pipefitters, and HVACR workers across Winnebago, Stephenson, Boone, Ogle, Jo Daviess, and parts of Carroll County — agrees to post a wage & welfare bond securing wages and trust-fund contributions owed to the local's members. The local sets the amount; premiums cost 4% of the bond amount plus a $25 fee, $125 minimum, after a quick soft credit check that never affects your score.

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Required by Local No. 23's collective bargaining agreement — a contractual condition of signatory status, not a state statute

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Secures wages and welfare/pension trust contributions owed to the local's plumbers, pipefitters, and HVACR workers

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4% of the bond amount plus a $25 fee, $125 minimum — your exact price appears at the application

4% rate$125 minimumSoft pull onlynever a hard inquiryFastinstant underwriting for most

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How it works

Apply to filed in one sitting.

Union wage & welfare bonds are simple to issue once you know the amount the local requires. Enter it, consent to a soft pull, and file with the union. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount from your Local 23 signatory agreement, and the effective date — plus a one-time consent to a soft credit pull.

USUALLY MINUTES

Approved

Most union wage bonds this size clear quickly; the soft pull informs approval and never affects your score. Larger amounts may get a brief review.

SAME DAY

File with the local

Your executed bond and power of attorney arrive by email, ready to file with Local No. 23 or its trust office. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A union wage & welfare bond is a contractual guarantee, not a licensing bond. When a plumbing or pipefitting contractor signs the collective bargaining agreement with Local Union No. 23, signatory status can be conditioned on posting a bond that stands behind the wages and welfare/pension trust contributions the contractor owes for the plumbers, pipefitters, and HVACR technicians it employs.

It's a three-party arrangement: you (the principal), the surety carrier, and Local No. 23 or its trust funds (the obligee), with the local's members as the protected parties. If a signatory contractor falls behind on wages or trust contributions, the local or the trust can make a claim against the bond up to its face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. There is no Illinois statute behind this requirement; it comes directly from the collective bargaining agreement you sign with the local, and the local sets the amount.

Local Union No. 23 collective bargaining agreementThis bond is required by Local Union No. 23 as a condition of signatory status under its collective bargaining agreement with plumbing and pipefitting employers — a private contractual requirement, not an Illinois statute. Confirm the exact bond amount your agreement calls for with the local before applying; we issue whichever amount you enter.

You need this bond if you're

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Signing on as a Local No. 23 signatory contractor for the first time

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Renewing your signatory status with an expiring or non-renewing bond

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A general contractor bringing plumbing scope in-house under the Local 23 agreement

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Reinstating after a lapsed bond the local flagged during a compliance check

One application, priced instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price — 4% of the bond amount plus a $25 fee, $125 minimum — is set at application.

Start the application →

FAQ

Common questions.

How much is the Local No. 23 wage & welfare bond?Premiums cost 4% of the bond amount plus a $25 fee, with a $125 minimum. The amount itself comes from your signatory agreement with Local No. 23 — there is no state-set figure. Enter the amount your agreement calls for and your exact price appears at the application.

What amount should I enter?The bond amount your Local No. 23 signatory agreement specifies. If you're not sure, check your collective bargaining agreement or ask the local before applying — we issue whichever amount you confirm.

What does the bond guarantee?It guarantees that you pay the wages and welfare/pension trust contributions your signatory agreement obligates you to pay the plumbers and pipefitters you employ. If you fall short, the local or the trust can claim against the bond, and you repay the surety for any amount it pays out.

Do I pay the full bond amount?No. The bond amount is the surety's maximum liability if a claim is made against you — not a deposit, and nobody holds your money. You pay the premium: 4% of that amount plus a $25 fee, $125 minimum.

Where do I file it?With Local No. 23 or its trust fund office, as your signatory agreement directs. We deliver the executed bond by email, ready to file the same day in most cases.

Related bonds

Other Illinois bonds.

Signatory bond, priced and filed today.

4% of the bond amount plus a $25 fee, $125 minimum, soft pull only. Enter the amount your agreement requires and file with the local the same day.

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Your premiumfrom $125

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