Illinois flooring installer bonds.
From $100.
Lumber Liquidators, Inc. requires a flooring crew that joins its program as an installation provider to post a surety bond guaranteeing it performs the agreement and follows the law where it works. The crew finishes each job in the retailer’s name. Premiums cost 0.5% of the bond amount, $100 minimum.
Trusted by industry leaders
How much does an Illinois flooring installer bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Nothing about this bond waits on a government office — it is a private filing with your retailer, and it moves at the speed of your onboarding paperwork. Here is the whole thing:
Apply online
Your business details, the bond amount the agreement requires, and an effective date. No financials, no credit check up to $100,000, no trade test.
Pay & e-sign
Installer bonds are among the thousands of bond types that issue right after purchase. No credit check up to $100,000, and most applications approve instantly.
Send it to the retailer
Your executed bond and power of attorney arrive by email, ready to upload with the rest of your installation-provider packet — certificates of insurance, W-9 and signed agreement.
What it is and who needs it.
What the installation provider bond actually guarantees
When a homeowner buys flooring from the retailer and adds installation, the retailer sells the whole job and then dispatches it to an independent crew. That crew — the installation provider — is not an employee, but the customer experiences it as the store. The bond is how the retailer keeps that promise enforceable: it stands behind the installation services agreement you signed, so a customer left with an unfinished or defective floor has a recovery that does not depend on your balance sheet.
Practically, a claim looks like abandoned work, a botched subfloor, unpaid material suppliers or subcontractors, damage to the home, or a refusal to honor a callback inside the warranty window. It also backs your promise to work lawfully — to hold whatever municipal registration, permit or trade license the job requires, and to follow consumer-protection and home-repair rules where you install.
This matters more in Illinois than in most states because Illinois does not issue a statewide general contractor or flooring license. Trade licensing here is narrow — roofing and plumbing are state-licensed, and everything else is handled locally, so a crew installing across Cook, DuPage and Will counties may be registered in one municipality and not another. A private bond is the retailer’s way of closing that gap across a network that spans very different local rules. It is not insurance for you — if the surety pays, you reimburse the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Pay & e-sign. Installer bonds are among the thousands of bond types that issue right after purchase. No credit check up to $100,000, and most applications approve instantly.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields. No credit check up to $100,000.
Start the application →Common questions.
Other Illinois bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Get on the install schedule.
0.5% of the bond amount, from $100, no credit check up to $100,000, issued the moment you pay. Free until issued.