IL insulators wage bonds.
4% of the bond amount.

A contractor who signs the International Association of Heat and Frost Insulators and Allied Workers, Local 17 collective bargaining agreement — headquartered in Tinley Park — must post a wage-and-fringe-benefit bond securing the wages and fund contributions owed to Local 17 members. The local sets the bond amount under your agreement; the premium is 4% of the bond amount, $100 minimum, after a soft credit pull that never affects your score.

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Required for contractors signatory to the Local 17 collective bargaining agreement to employ Local 17 insulators

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Secures wages and fringe-benefit fund contributions — health & welfare, pension, and training

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4% of the bond amount, $100 minimum — exact price at the application

4% rate$100 minimumExactprice at the applicationSoft pull onlynever a hard inquiry

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How it works

Apply to filed in one sitting.

No lengthy underwriting queue for a fringe-benefit bond of this size — enter your amount, consent to a soft pull, and file with the local. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your agreement requires, and the effective date — plus a one-time consent to a soft credit pull.

USUALLY MINUTES

Approved

The soft pull informs approval and never affects your score; pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.

SAME DAY

File with Local 17

Your executed bond and power of attorney arrive by email, ready to file with Heat and Frost Insulators Local 17. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the wage-and-fringe-benefit bond actually guarantees

The International Association of Heat and Frost Insulators and Allied Workers, Local 17 represents mechanical insulators across its Illinois jurisdiction and negotiates collective bargaining agreements covering wages, health and welfare, pension, and training-fund contributions. Many of those agreements condition a contractor's signatory status on posting a wage-and-fringe-benefit bond that backs the wages and fund contributions owed to Local 17 members.

It is a three-party arrangement: you (the principal, a signatory contractor), the surety carrier, and Local 17 or its affiliated trust funds (the obligee), protecting Local 17's members and benefit funds. If a signatory contractor fails to pay the wages or fund contributions the agreement requires, Local 17 or the funds can make a claim against the bond up to its face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. This is a private contractual requirement under your CBA, not a state statute, so the exact bond figure comes from your agreement with Local 17, not a fixed dollar amount in Illinois law.

Heat and Frost Insulators Local 17 collective bargaining agreement — not an Illinois statuteThe requirement to post a wage-and-fringe-benefit bond comes from the collective bargaining agreement between a signatory employer and Heat and Frost Insulators Local 17, not from an Illinois statute. The bond amount is set under that agreement — confirm the figure with Local 17's office or your business agent before applying.

You need this bond if you're

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A contractor becoming signatory to the Local 17 collective bargaining agreement

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Renewing your signatory status with Local 17 and your current bond is expiring

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Bidding mechanical insulation work that requires Local 17 members on the crew

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Reinstating signatory status after a lapse in your bond

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price is set at application.

Start the application →

FAQ

Common questions.

How much is the Heat and Frost Insulators Local 17 bond?The premium is 4% of the bond amount, $100 minimum. The bond amount itself is set under your collective bargaining agreement with Local 17 — your exact price appears at the application, before you pay.

Do I pay the full bond amount?No. The bond amount is the surety's maximum liability if Local 17 or its trust funds make a valid claim — not a deposit. You pay 4% of that amount, $100 minimum, at checkout.

What does the bond guarantee?That you, as a signatory contractor, pay the wages and fringe-benefit fund contributions your collective bargaining agreement requires for Local 17 insulators on the job. It protects the local's members and its trust funds, not you.

Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.

What amount should I enter?The bond amount your collective bargaining agreement or Local 17's office requires. If you're unsure, confirm with your business agent or Local 17 before applying — we issue the bond to match whatever figure they set.

Related bonds

Other Illinois bonds.

Get your signatory bond filed today.

4% of the bond amount, $100 minimum, priced at the application. Soft pull only. Free until issued.

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Your premiumfrom $100

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