A contractor who signs the Chicago Journeymen Plumbers' Local Union No. 130 collective bargaining agreement — one of the largest UA-affiliated plumbing locals in the country, with more than 6,000 members across the Chicago area — must post a wage-welfare bond securing the wages and Plumbers' Welfare Fund contributions owed to Local 130 members. The local sets the bond amount under your agreement; the premium is 4% of the bond amount, $100 minimum, after a soft credit pull that never affects your score.
















No lengthy underwriting queue for a fringe-benefit bond of this size — enter your amount, consent to a soft pull, and file with the local. Here is the whole thing:
Your business details, the bond amount your agreement requires, and the effective date — plus a one-time consent to a soft credit pull.
The soft pull informs approval and never affects your score; pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.
Your executed bond and power of attorney arrive by email, ready to file with Chicago Journeymen Plumbers' Local 130. Wet-ink originals mailed on request.
Chicago Journeymen Plumbers' Local Union No. 130, affiliated with the United Association (UA), is one of the largest straight-line plumbing locals in the country, representing more than 6,000 members across the Chicago area. Its collective bargaining agreements — negotiated with employer groups such as the Plumbing Contractors Association of Greater Chicago — set wages and require contributions to the Plumbers' Welfare Fund, which provides medical, dental, prescription, vision, and pension benefits. Many agreements condition a contractor's signatory status on posting a wage-welfare bond that backs those obligations.
It is a three-party arrangement: you (the principal, a signatory contractor), the surety carrier, and Local 130 or its affiliated trust funds (the obligee), protecting Local 130's members and benefit funds. If a signatory contractor fails to pay the wages or fund contributions the agreement requires, Local 130 or the funds can make a claim against the bond up to its face amount.
It is not insurance for you — if the surety pays a claim, you repay the surety. This is a private contractual requirement under your CBA, not a state statute, so the exact bond figure comes from your agreement with Local 130, not a fixed dollar amount in Illinois law.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price is set at application.
Start the application →4% of the bond amount, $100 minimum, priced at the application. Soft pull only. Free until issued.