IL Tile & Terrazzo 21 wage bonds.
4% of the bond amount.

A contractor who signs the Ceramic Tile Terrazzo and Granite Cutters Union Local No. 21 collective bargaining agreement — covering ceramic tile, terrazzo, and granite/stone-cutting workers in the Chicago area — must post a wage-and-welfare bond securing the wages and welfare-fund contributions owed to Local 21 members. The local sets the bond amount under your agreement; the premium is 4% of the bond amount, $100 minimum, after a soft credit pull that never affects your score.

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Required for contractors signatory to the Ceramic Tile Terrazzo and Granite Cutters Local 21 collective bargaining agreement to employ Local 21 members

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Secures wages and welfare / benefit fund contributions owed under the agreement

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4% of the bond amount, $100 minimum — exact price at the application

4% rate$100 minimumExactprice at the applicationSoft pull onlynever a hard inquiry

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How it works

Apply to filed in one sitting.

No lengthy underwriting queue for a fringe-benefit bond of this size — enter your amount, consent to a soft pull, and file with the local. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your agreement requires, and the effective date — plus a one-time consent to a soft credit pull.

USUALLY MINUTES

Approved

The soft pull informs approval and never affects your score; pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.

SAME DAY

File with Local 21

Your executed bond and power of attorney arrive by email, ready to file with Ceramic Tile Terrazzo and Granite Cutters Local 21. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the wage-and-welfare bond actually guarantees

Ceramic Tile Terrazzo and Granite Cutters Union Local No. 21 represents ceramic tile, terrazzo, and granite/stone-cutting workers in the Chicago area, bargaining with contractor groups such as the Ceramic Tile Contractors Association of Chicago over wages and contributions to trade welfare funds (including the Chicago Tile Institute Welfare Fund). Many of these agreements condition a contractor's signatory status on posting a wage-and-welfare bond that backs those obligations.

It is a three-party arrangement: you (the principal, a signatory contractor), the surety carrier, and Local 21 or its affiliated trust funds (the obligee), protecting Local 21's members and benefit funds. If a signatory contractor fails to pay the wages or fund contributions the agreement requires, Local 21 or the funds can make a claim against the bond up to its face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. This is a private contractual requirement under your CBA, not a state statute, so the exact bond figure comes from your agreement with Local 21, not a fixed dollar amount in Illinois law.

Ceramic Tile Terrazzo and Granite Cutters Local 21 collective bargaining agreement — not an Illinois statuteThe requirement to post a wage-and-welfare bond comes from the collective bargaining agreement between a signatory employer and Ceramic Tile Terrazzo and Granite Cutters Union Local No. 21, not from an Illinois statute. The bond amount is set under that agreement — confirm the figure with Local 21's office before applying.

You need this bond if you're

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A contractor becoming signatory to the Ceramic Tile Terrazzo and Granite Cutters Local 21 collective bargaining agreement

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Renewing your signatory status with Local 21 and your current bond is expiring

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Bidding tile, terrazzo, or stone work in Local 21's Chicago-area jurisdiction that requires its members

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Reinstating signatory status after a lapse in your bond

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price is set at application.

Start the application →

FAQ

Common questions.

How much is the Tile & Terrazzo Local 21 bond?The premium is 4% of the bond amount, $100 minimum. The bond amount itself is set under your collective bargaining agreement with Local 21 — your exact price appears at the application, before you pay.

Do I pay the full bond amount?No. The bond amount is the surety's maximum liability if Local 21 or its trust funds make a valid claim — not a deposit. You pay 4% of that amount, $100 minimum, at checkout.

What does the bond guarantee?That you, as a signatory contractor, pay the wages and welfare fund contributions your collective bargaining agreement requires for Local 21 members on the job. It protects the local's members and its trust funds, not you.

Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.

What amount should I enter?The bond amount your collective bargaining agreement or Local 21's office requires. If you're unsure, confirm before applying — we issue the bond to match whatever figure they set.

Related bonds

Other Illinois bonds.

Get your signatory bond filed today.

4% of the bond amount, $100 minimum, priced at the application. Soft pull only. Free until issued.

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Your premiumfrom $100

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