IL Cemetery Care Act bonds.
Flat 3%. Enter your amount.

Illinois licenses cemetery authorities under the Cemetery Care Act (760 ILCS 100), administered by the State Comptroller. The Act conditions the license on a fidelity bond sized to your care funds — we issue it at a flat 3% with no credit check.

Required under 760 ILCS 100/9 — the Cemetery Care Act, administered by the Illinois Comptroller
Sized to your care funds on deposit — licensees holding under $15,000 in care funds are exempt
Flat 3%, no credit pull — enter the amount on your notice and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard cemetery care bond — enter your amount, pay, and file with the Comptroller. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your cemetery authority details, the bond amount your care funds require, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with your annual report

Submit the executed bond with your Cemetery Care Act annual report to the Comptroller. The Comptroller will not accept a report unless the bond accompanies it (or is excused). Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your care funds require and the premium updates.

$15,000 bond
$450
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the cemetery care bond actually covers

A cemetery authority that sells care and maintenance must set aside care funds — money held in trust to keep the cemetery maintained in perpetuity. The Cemetery Care Act (760 ILCS 100) is administered by the Illinois State Comptroller, who licenses each authority and conditions the license on a bond protecting those funds.

The statute frames this as a fidelity bond: it stands behind the honest handling of care funds by the people who manage them, payable to the People of the State of Illinois. If care funds are misapplied, the bond is a backstop. Under 760 ILCS 100/9, a licensee holding less than $15,000 in care funds is excused from the bond, and the bond amount increases as the care funds grow.

The bond must accompany your annual report — the Comptroller will not accept the report unless the bond is filed or excused under Section 18. We issue the amount your filing requires at a flat 3% with no credit check, on the form the Comptroller names.

760 ILCS 100/9 (Cemetery Care Act)The Illinois Cemetery Care Act (760 ILCS 100), administered by the State Comptroller, conditions a cemetery authority license on a fidelity bond sized to the care funds held. Under Section 9, a licensee with less than $15,000 in care funds is excused from the bond, and the bond must increase as care funds grow; no annual report is accepted unless the required bond accompanies it or is excused under Section 18. Confirm your required amount on your Comptroller notice.

You need this bond if you are

A licensed cemetery authority holding $15,000 or more in care funds under the Act
Filing your annual report with the Comptroller, which must include the bond
Growing your care funds past a threshold that increases the required bond amount
Renewing your license and your current surety is expiring or non-renewing

Five minutes, issued on the spot.

Submit the application with the bond amount your care funds require — the executed bond is generated instantly, ready to file with your annual report.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Illinois cemetery care bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount itself is set against the care funds you hold — enter the figure on your Comptroller notice and the quote updates.
Is every cemetery required to post this bond? +
No. Under 760 ILCS 100/9, a licensee holding less than $15,000 in care funds is excused from the bond. Above that, the bond is required and increases as care funds grow.
Is this a fidelity bond or a surety bond? +
The Cemetery Care Act calls it a fidelity bond — it protects the care funds against dishonest handling by those who manage them, payable to the People of the State of Illinois. We issue it the same way: flat 3%, no credit check.
Is there a credit check? +
No — this bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
When do I file it? +
With your Cemetery Care Act annual report to the Comptroller. The Comptroller will not accept the report unless the required bond accompanies it or is excused under Section 18, so file them together.
Related bonds

Other New York bonds.

Cemetery care bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount your care funds require and file with your annual report.

Your premium @ 3%$450
Apply now →