Illinois Cemetery Care Act bonds.
From $100.
Illinois licenses cemetery authorities under the Cemetery Care Act (760 ILCS 100), administered by the State Comptroller. The Act conditions the license on a fidelity bond sized to your care funds — premiums start from $100, and no credit check up to $25,000 except for corporations and LLCs.
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How much does an Illinois Cemetery Care Act bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard cemetery care bond — enter your amount, pay, and file with the Comptroller. Here is the whole thing:
Apply online
Your cemetery authority details, the bond amount your care funds require, and the effective date — that is the application.
Issued on the spot
No credit check up to $25,000 for individuals and partnerships (above that, a soft pull at most); for corporations and LLCs, one soft pull at every amount, never a hard inquiry.
File with your annual report
Submit the executed bond with your Cemetery Care Act annual report to the Comptroller. The Comptroller will not accept a report unless the bond accompanies it (or is excused). Wet-ink originals mailed on request.
What it is and who needs it.
What the cemetery care bond actually covers
A cemetery authority that sells care and maintenance must set aside care funds — money held in trust to keep the cemetery maintained in perpetuity. The Cemetery Care Act (760 ILCS 100) is administered by the Illinois State Comptroller, who licenses each authority and conditions the license on a bond protecting those funds.
The statute frames this as a fidelity bond: it stands behind the honest handling of care funds by the people who manage them, payable to the People of the State of Illinois. If care funds are misapplied, the bond is a backstop. Under 760 ILCS 100/9, a licensee holding less than $15,000 in care funds is excused from the bond, and the bond amount increases as the care funds grow.
The bond must accompany your annual report — the Comptroller will not accept the report unless the bond is filed or excused under Section 18. We issue the amount your filing requires with premiums starting from $100; no credit check up to $25,000 except for corporations and LLCs, on the form the Comptroller names.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your annual report. Submit the executed bond with your Cemetery Care Act annual report to the Comptroller. The Comptroller will not accept a report unless the bond accompanies it (or is excused). Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000 for individuals and partnerships (above that, a soft pull at most); for corporations and LLCs, one soft pull at every amount, never a hard inquiry.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount your care funds require — the executed bond is generated instantly, ready to file with your annual report.
Start the application →Common questions.
Other Illinois bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Cemetery care bond, issued today.
Premiums from $100. Enter the amount your care funds require and file with your annual report.