Illinois licenses cemetery authorities under the Cemetery Care Act (760 ILCS 100), administered by the State Comptroller. The Act conditions the license on a fidelity bond sized to your care funds — we issue it at a flat 3% with no credit check.
















No underwriting queue for the standard cemetery care bond — enter your amount, pay, and file with the Comptroller. Here is the whole thing:
Your cemetery authority details, the bond amount your care funds require, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your Cemetery Care Act annual report to the Comptroller. The Comptroller will not accept a report unless the bond accompanies it (or is excused). Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your care funds require and the premium updates.
A cemetery authority that sells care and maintenance must set aside care funds — money held in trust to keep the cemetery maintained in perpetuity. The Cemetery Care Act (760 ILCS 100) is administered by the Illinois State Comptroller, who licenses each authority and conditions the license on a bond protecting those funds.
The statute frames this as a fidelity bond: it stands behind the honest handling of care funds by the people who manage them, payable to the People of the State of Illinois. If care funds are misapplied, the bond is a backstop. Under 760 ILCS 100/9, a licensee holding less than $15,000 in care funds is excused from the bond, and the bond amount increases as the care funds grow.
The bond must accompany your annual report — the Comptroller will not accept the report unless the bond is filed or excused under Section 18. We issue the amount your filing requires at a flat 3% with no credit check, on the form the Comptroller names.
Submit the application with the bond amount your care funds require — the executed bond is generated instantly, ready to file with your annual report.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount your care funds require and file with your annual report.