Illinois assisted living bonds.
From $100.
The bond an Illinois assisted living or shared housing establishment files with the Department of Public Health under the Assisted Living and Shared Housing Act (210 ILCS 9) to protect residents who pay fees in advance. Premiums are 1% of the bond amount, with a $100 minimum.
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How much does an Illinois assisted living bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard assisted living bond — enter your amount, pay, and file with the Department of Public Health. Here is the whole thing:
Apply online
Your establishment details, the bond amount required, and the effective date — that is the application.
Issued on the spot
No credit check up to $25,000, and most applicants are approved instantly — the executed bond is generated as soon as you pay. Above $25,000, a soft pull may add a short review.
File with the Department of Public Health
Submit the executed bond with your assisted living / shared housing license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually covers
Illinois licenses assisted living and shared housing establishments through the Department of Public Health under the Assisted Living and Shared Housing Act (210 ILCS 9). As part of licensure, an establishment must provide a surety bond pledging faithful performance of the Act and the Department's rules.
The bond exists to protect residents who pay fees up front. It is generally required of an establishment that collects application or entrance fees exceeding a resident's minimum monthly fees within a short window — and that does not hold a permit under the Life Care Facilities Act. If the establishment closes, the bond backs the reimbursement of prepaid fees.
It is a guarantee, not insurance for the operator — if the surety pays a resident's claim, the operator repays the surety. The Department of Public Health (77 Ill. Adm. Code Part 295) sets the required amount based on the prepaid fees you hold. We issue whatever amount your license requires, priced at 1% of the bond amount with a $100 minimum; no credit check up to $25,000, and most applicants approve instantly.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Public Health. Submit the executed bond with your assisted living / shared housing license application. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the Department of Public Health.
Start the application →Common questions.
Other Illinois bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Assisted living bond, issued today.
Pricing from $100. Enter your required amount and file with the Department of Public Health the same day.