HI vocational school bonds.
Flat 3%. Enter your amount.

A Hawaii private trade, vocational, or technical school posts a student-protection surety bond in favor of the State under HRS chapter 446E, administered by the Post-Secondary Education Authorization Program (HPEAP). We issue it at a flat 3% with a soft credit pull — enter the amount your program requires and the premium updates.

Required to operate or be authorized as a school under HRS chapter 446E (HPEAP)
Protects students’ prepaid tuition if a school closes before programs are completed
Soft credit pull only — never affects your score, and the rate stays a flat 3%
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed, no phone tag.

Enter your amount, consent to a soft pull, and file with HPEAP. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your school details, the bond amount HPEAP set, and an effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.

1–2 BUSINESS DAYS

File with HPEAP

Pay online and receive the executed bond, in favor of the State, ready to file with your authorization application or renewal. Wet-ink originals on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure HPEAP set and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the school bond actually covers

Hawaii authorizes private post-secondary institutions — including private trade, vocational, and technical schools — through the Post-Secondary Education Authorization Program (HPEAP) under HRS chapter 446E. The chapter conditions authorization on a surety bond submitted in favor of the State and executed by the school as principal.

The bond is a student-protection guarantee: it stands behind students' prepaid tuition and fees if the school closes or fails to deliver the education it promised. If a student is harmed, a claim can be made against the bond, and if the surety pays, the school repays the surety.

A school that has operated in Hawaii continuously for at least 10 years and been accredited for at least 10 years can generally be exempt from the bond. Otherwise HPEAP sets the bond amount to your tuition exposure — enter that figure and we issue the bond at a flat 3% with a soft credit pull.

HRS chapter 446E (Post-Secondary Education Authorization)Hawaii Revised Statutes chapter 446E and the Post-Secondary Education Authorization Program require a private trade, vocational, technical, or other post-secondary school to submit a surety bond in favor of the State, executed by the institution as principal, as a condition of authorization. A school continuously operating and accredited in Hawaii for at least 10 years may be exempt. Confirm your required bond amount with HPEAP.

You need this bond if you are

A private trade or vocational school seeking HPEAP authorization to operate
A technical or career school collecting prepaid tuition in Hawaii
Renewing your authorization and maintaining the required bond
A new program that does not yet qualify for the 10-year exemption

Five minutes, then a quick review.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Hawaii vocational school bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. HPEAP sets the bond amount to your school’s tuition exposure, so it scales with your program. Enter your figure and the quote updates.
Who requires this bond? +
The Post-Secondary Education Authorization Program (HPEAP), within the Department of Commerce and Consumer Affairs, requires it under HRS chapter 446E as a condition of authorizing a private post-secondary school.
Can my school be exempt? +
Possibly. A school that has operated continuously in Hawaii for at least 10 years and been accredited for at least 10 years can generally be exempt from the bond requirement. Confirm your status with HPEAP.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
What does the bond protect? +
Students’ prepaid tuition and fees. If the school closes or fails to deliver, harmed students can recover against the bond — and if the surety pays, the school repays the surety.
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School bond, filed this week.

Five-minute application, flat 3%, $275 minimum. Enter the amount HPEAP set and file your authorization.

Your premium @ 3%$750
Apply now →