A Hawaii private trade, vocational, or technical school posts a student-protection surety bond in favor of the State under HRS chapter 446E, administered by the Post-Secondary Education Authorization Program (HPEAP). We issue it at a flat 3% with a soft credit pull — enter the amount your program requires and the premium updates.
















Enter your amount, consent to a soft pull, and file with HPEAP. Here is the whole thing:
Your school details, the bond amount HPEAP set, and an effective date — plus a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
Pay online and receive the executed bond, in favor of the State, ready to file with your authorization application or renewal. Wet-ink originals on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure HPEAP set and the premium updates.
Hawaii authorizes private post-secondary institutions — including private trade, vocational, and technical schools — through the Post-Secondary Education Authorization Program (HPEAP) under HRS chapter 446E. The chapter conditions authorization on a surety bond submitted in favor of the State and executed by the school as principal.
The bond is a student-protection guarantee: it stands behind students' prepaid tuition and fees if the school closes or fails to deliver the education it promised. If a student is harmed, a claim can be made against the bond, and if the surety pays, the school repays the surety.
A school that has operated in Hawaii continuously for at least 10 years and been accredited for at least 10 years can generally be exempt from the bond. Otherwise HPEAP sets the bond amount to your tuition exposure — enter that figure and we issue the bond at a flat 3% with a soft credit pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount HPEAP set and file your authorization.