Hawaii requires an insurance third party administrator to file and maintain a surety bond with the Commissioner of Insurance under HRS chapter 431:9A. The amount scales with your license stage — we issue it at a flat 3% with a soft credit pull, enter your figure and the premium updates.
















Enter your amount, consent to a soft pull, and file with the Insurance Division. Here is the whole thing:
Your business details, the bond amount your stage requires, and an effective date — plus a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
Pay online and receive the executed bond, undertaken in the name of the Commissioner of Insurance, ready to file with your TPA application or renewal. Wet-ink originals on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your license stage requires and the premium updates.
A third party administrator collects premiums or adjusts and settles claims for insurance coverage. Hawaii regulates TPAs under HRS chapter 431:9A and conditions the license on a surety bond filed with the Commissioner of Insurance, undertaken in the name of the Commissioner.
The bond protects the public and the insurers a TPA works for — it stands behind the TPA's compliance with the chapter and its handling of premiums and claims funds. If a TPA's theft, fraud, or unethical conduct causes a loss, a claim can be made against the bond, and if the surety pays, you repay the surety.
The required amount scales with your license stage. A common pattern is a $100,000 bond for the first licensing biennial and at least $300,000 for each subsequent renewal. The bond cannot be cancelled until two years after the last day you acted as a TPA, absent the Commissioner's prior written consent — confirm your required amount with the Insurance Division and we'll issue it.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount your stage requires and file with the Commissioner.