Hawaii TPA bonds.
From $2,000.
Hawaii requires an insurance third party administrator to file and maintain a surety bond with the Commissioner of Insurance under HRS § 431:9J-103. The amount scales with your license stage, and the price is 2% of the bond amount — see your exact price in the on-page calculator, with a soft credit check that never affects your score.
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How much does a Hawaii TPA bond cost?
2% of the bond amount, from $2,000 at the $100,000 minimum. Enter your amount in the calculator for the exact price.
Apply to filed, no phone tag.
Enter your amount, consent to a soft pull, and file with the Insurance Division. Here is the whole thing:
Apply online
Your business details, the bond amount your stage requires, and an effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The soft pull never affects your score. If it needs a second look, one to two business days at most.
File with the Commissioner
Pay online and receive the executed bond, undertaken in the name of the Commissioner of Insurance, ready to file with your TPA application or renewal. Wet-ink originals on request.
What it is and who needs it.
What the TPA bond actually covers
A third party administrator collects premiums or adjusts and settles claims for insurance coverage. Hawaii regulates TPAs under HRS chapter 431, article 9J and conditions the license on a surety bond filed with the Commissioner of Insurance, undertaken in the name of the Commissioner.
The bond protects the public and the insurers a TPA works for — it stands behind the TPA's compliance with the chapter and its handling of premiums and claims funds. If a TPA's theft, fraud, or unethical conduct causes a loss, a claim can be made against the bond, and if the surety pays, you repay the surety.
The required amount scales with your license stage. A common pattern is a $100,000 bond for the first licensing biennial and at least $300,000 for each subsequent renewal. The bond cannot be cancelled until two years after the last day you acted as a TPA, absent the Commissioner's prior written consent — confirm your required amount with the Insurance Division and we'll issue it.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A court bond answers to the court and the party its order protects: if the judgment or order the bond secures is not satisfied, that party can claim against it, up to the penal sum the court set.
The surety pays a valid claim after the court rules, and you repay the surety. A court bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single two-year term; the term cannot be changed at checkout.
Renewal falls on the statutory date, October 8, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Commissioner. Pay online and receive the executed bond, undertaken in the name of the Commissioner of Insurance, ready to file with your TPA application or renewal. Wet-ink originals on request.
What sets the price
The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, then a quick review.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Hawaii bonds.
Price and requirements checked on the carrier’s application, . Page updated .
TPA bond, filed this week.
Pricing from $2,000. Enter the amount your stage requires and file with the Commissioner.