GA third party administrator bonds.
$3,000 flat. Soft pull.

Georgia requires a licensed third party administrator to file a bond of at least $100,000 with the Office of Commissioner of Insurance. Ours is $3,000 flat at the $100,000 floor — 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.

Required for your GA administrator license — new applicants and renewals through the Office of Insurance
At least $100,000 — the statutory floor is 10% of funds handled annually, never less than $100,000
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your administrator license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Larger fidelity-type bonds like this get a quick underwriting look; if anything else is needed, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Office of Insurance

Pay online and receive the executed bond ready to file with your administrator license application or renewal. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$100,000 bond × 3% = $3,000, one-time per term. Fixed at the statutory floor, fixed price, multi-year if you want it.

1-year term
$3,000
2-year term
$6,000
3-year term
$9,000
About this bond

What it is and who needs it.

What the bond actually guarantees

A third party administrator collects premiums or adjusts claims on behalf of insurers — handling other people's money. Georgia conditions an administrator license on a surety bond so that money is backstopped. The bond is a faithful-accounting guarantee that runs to anyone damaged by the administrator's fraud or misconduct.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Georgia (the obligee), with damaged parties as the protected beneficiaries. If an administrator fails to faithfully account for and apply the money it handles, the harmed party can recover against the bond.

The statutory minimum is $100,000, but the bond must be at least 10% of the funds handled or managed annually — so a large administrator may be required to post more. The form here is written at the $100,000 floor; if the Office of Insurance set a higher figure for you, send it to us and we'll issue that amount at the same flat 3%.

O.C.G.A. § 33-23-102Georgia's Licensing of Administrators article (O.C.G.A. §§ 33-23-100 through 33-23-105) conditions an administrator license on a surety bond filed with the Office of Commissioner of Insurance, in an amount of not less than 10% of the funds handled or managed annually and never less than $100,000, conditioned on faithful accounting and application of all money and inuring to the benefit of any person damaged by the administrator's fraudulent acts. Certain administrators are exempt from licensure under O.C.G.A. § 33-23-100 — confirm your status with the Office of Insurance.

You need this bond if you're

Applying for a GA administrator license — the bond is filed with your application
Renewing your administrator license and your current bond is expiring or non-renewing
Handling a larger book that pushes your required amount above the $100,000 floor
An out-of-state TPA getting licensed to administer Georgia business

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $100,000? +
No. You pay $3,000 — a flat 3% of the bond amount. The $100,000 is the surety's maximum liability if a valid claim is made; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Georgia Office of Commissioner of Insurance requires it as a condition of a third party administrator license under O.C.G.A. § 33-23-102. No active bond, no license.
Why is the amount $100,000? +
That is the statutory floor. The bond must be at least 10% of the funds you handle or manage annually, but never less than $100,000 — so a larger administrator may be required to post more. We default to the floor; send us a higher required figure and we issue it at the same 3%.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. We send renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your administrator license to stay valid.
Related bonds

Other New York bonds.

The Office of Insurance is waiting on one document.

$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$3,000
Apply now →