GA structured settlement bonds.
$500 flat.

Georgia will not let a company buy structured settlement payment rights from a Georgia payee, or file a transfer proceeding here, unless it first registers with the Secretary of State as a structured settlement purchase company and posts a $50,000 surety bond under O.C.G.A. § 51-12-73. Ours is $500 flat — the price you see is the checkout price — and the credit consent in the application authorizes a soft pull only.

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Required to register as a Georgia structured settlement purchase company under O.C.G.A. § 51-12-73
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Fixed price, fixed amount — $50,000 bond, $500, no quote round-trip
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The alternative to a $50,000 letter of credit or cash deposit with the Secretary of State
A-ratedA.M. Best carriersInstantissued the moment you paySoft pull onlynever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

The bond is the filing that turns an accepted registration into a working one, so most companies handle it the same day. Here is the entire process:

NOW · ONLINE

Apply online

Entity details, your contact person, an effective date, and a term. The credit consent in the form authorizes a soft inquiry only.

INSTANTLY

Pay & e-sign

This bond is checkout-priced at $500 flat, so it issues the moment you pay. Your executed bond and power of attorney generate on the spot.

SAME DAY

File with the Secretary of State

Send the executed bond, or a copy, with your structured settlement purchase company registration or annual renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A structured settlement purchase company is a business that buys future structured settlement payments from an injured person at a discount. Georgia governs those transfers under the Georgia Structured Settlement Protection Act, and O.C.G.A. § 51-12-73 layers a registration and bonding requirement on top of the court approval each individual transfer already needs: a person or entity may not act as a transferee, attempt to acquire structured settlement payment rights from a Georgia-resident payee, or file a transfer proceeding in this state without first registering with the Secretary of State.

Registration is conditioned on the applicant certifying, under oath, that it has secured a $50,000 surety bond, letter of credit, or cash bond payable to the State of Georgia. The bond is a three-party arrangement — the company (the principal), the surety, and the state (the obligee) — and it exists to give a payee harmed by a violation of the Act a source of recovery, and to back the company's performance of its obligations to that payee.

It is not insurance for the company — if the surety pays a claim, the company repays the surety. The statute requires the bond to stay in effect for not less than three years after the registration it backs expires or terminates, and neither the company nor the surety can cancel or modify it without at least 20 days' written notice to the Secretary of State. Registration renews annually, and each renewal application must include current bond documentation; we track the term and send renewal notices 60 and 30 days out.

O.C.G.A. § 51-12-73Georgia Code § 51-12-73 requires a person or entity to register with the Secretary of State before acting as a transferee, attempting to acquire structured settlement payment rights from a payee residing in Georgia, or filing a structured settlement transfer proceeding in the state. The applicant submits a sworn certification that it has secured a $50,000 surety bond, letter of credit, or cash bond payable to the State of Georgia, and must provide bond documentation with both the initial registration and each annual renewal application. The bond protects a payee who obtains a judgment against the company for a violation of the article, and the surety's liability is not affected by the company's breach of contract, breach of warranty, insolvency, or bankruptcy. The bond stays in effect for not less than three years after the registration expires or terminates, and neither the company nor the surety may cancel or modify it without at least 20 days' written notice to the Secretary of State.

You need this bond if you're

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Registering as a Georgia structured settlement purchase company before acquiring payment rights from a Georgia payee
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Renewing your annual registration with the Secretary of State
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Replacing a cancelled or expiring bond after your surety gave the required 20-day notice
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Swapping a cash deposit or letter of credit for a bond so the capital comes back

One application, issued instantly.

These are the actual issuing fields — entity details, your contact person, an effective date, and a term. The credit consent in the form authorizes a soft inquiry only.

Start the application →
FAQ

Common questions.

How much is the Georgia structured settlement purchase company bond?The premium is $500 flat — set by our carrier's rate book for this bond, the same for every registrant. The $50,000 bond amount is set by O.C.G.A. § 51-12-73, so there is no quote process.
Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability if a payee recovers a valid judgment against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?This bond is checkout-priced, so it issues the moment you pay — many companies finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.
What if I want to use a letter of credit or cash deposit instead?O.C.G.A. § 51-12-73 lets you satisfy the requirement with a $50,000 letter of credit or cash bond instead of a surety bond — but those tie up your own capital. A surety bond is the lower-cost way to meet the same registration requirement.
Related bonds

Other Georgia bonds.

Finish your Secretary of State registration today.

$500 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$500
Apply now →