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Florida installation provider bonds.
From $100.

To join Lumber Liquidators’ Installation Provider program in Florida as an independent flooring contractor, the retailer requires a surety bond guaranteeing that you will perform under the Provider Agreement you sign. Pricing is 0.5% of the bond amount, $100 minimum; enter the figure your agreement states and your exact price appears at the application.

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Required by the Installation Provider Agreement — a private contract requirement, not a Florida statute
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Obligee is the retailer named on your agreement — Lumber Liquidators, formerly branded LL Flooring
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0.5% of the bond amount, $100 minimum — one of the lowest rates on the site; exact price at apply
From $1000.5% of the bond amount, $100 minimumNo credit fieldsin the applicationInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Onboarding is usually gated on the bond and the insurance certificate arriving together. Here is the whole process:

TODAY · ONLINE

Apply online

Your business details, the bond amount your agreement requires, the term, and the effective date — that is the entire application. No financials, no credit section.

INSTANTLY

Issued

The application collects no credit information and most approve on the spot, issuing right after payment. These are small-penal-sum bonds, so review is rare.

SAME DAY

Send it to the program

Your executed bond and power of attorney arrive by email, ready to upload to the retailer’s vendor onboarding portal or send to your program contact. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the installation provider bond actually guarantees

This is a private commercial surety bond, not a license bond. The three parties are you (the principal), the surety carrier, and the flooring retailer as obligee — the company named on your Installation Provider Agreement. The retailer has traded as Lumber Liquidators, then as LL Flooring from 2022, and after F9 Investments acquired 219 stores out of Chapter 11 in September 2024 the remaining stores rebranded back to Lumber Liquidators. Name the obligee exactly as your agreement writes it — a mismatched obligee is the single most common reason a bond gets rejected at onboarding.

What the bond backs is compliance with the Provider Agreement: that you will perform the installation work you accept, to the standards the program sets, and in accordance with the state and local law that applies to that work. If you take a job through the program and abandon it, install defectively, or otherwise breach the agreement in a way that costs the retailer money, the retailer can claim against the bond — and if the surety pays, you repay the surety. It protects the retailer and, indirectly, the homeowner. It is not insurance for you.

It does not replace any license or registration. Florida regulates construction contracting through the Department of Business and Professional Regulation and the Construction Industry Licensing Board, and many Florida counties and municipalities register or license flooring and finish trades locally. A retailer program bond satisfies the retailer, not the state or the county — keep whatever license, registration, workers’ compensation and general liability coverage your work actually requires, and treat this bond as one more item on the onboarding checklist.

Private contractual requirement — Lumber Liquidators Installation Provider Agreement, not a Florida statuteNo Florida statute requires this bond. It is required by the flooring retailer as a condition of joining its Installation Provider program, and the obligee is the company named on the Installation Provider Agreement you sign — historically Lumber Liquidators Inc, branded LL Flooring from 2022 until F9 Investments purchased 219 stores and the LL Flooring intellectual property out of Chapter 11 in September 2024, after which the remaining stores rebranded back to Lumber Liquidators. The bond guarantees that the installation provider will comply with the conditions of the Provider Agreement and perform its duties in accordance with the state and local laws applicable to the work. Copy the obligee name, the bond amount and the effective date from your own agreement, and confirm with your program contact before you buy — this bond does not substitute for any state, county or municipal license, registration or insurance your work requires.

You need this bond if you are

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Joining the Installation Provider program as an independent Florida flooring contractor
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An existing installer renewing a bond the program requires you to keep in force
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A flooring subcontractor onboarding with a retailer that requires a provider bond
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Replacing a cancelled bond so your program status is not suspended

One application, issued instantly.

These are the actual issuing fields. The application collects no credit information; enter the amount your Provider Agreement states and your exact price is set at application.

Start the application →
FAQ

Common questions.

How much is the Lumber Liquidators installation provider bond in Florida?Pricing is 0.5% of the bond amount, with a $100 minimum — one of the lowest rates we publish. The bond amount itself is set by the retailer in your Installation Provider Agreement, not by any Florida statute. Enter that figure and your exact price appears at the application.
What amount should I enter?The number on your Installation Provider Agreement or onboarding packet. There is no state schedule to consult, because this is a private contract requirement. If the paperwork does not state a figure, ask your program contact in writing before you buy — changing the amount later means a rider or a replacement bond.
Do I pay the full bond amount?No. You pay the premium — 0.5% of the bond amount, with a $100 minimum. The bond amount is the surety’s maximum exposure if the retailer makes a valid claim. It is not a deposit, and nobody holds your money.
Is there a credit check?The application collects no credit information — no credit section anywhere on this form. Most applications approve instantly.
Does this bond replace my Florida contractor license?No. It satisfies the retailer, not the state. Florida regulates construction contracting through the DBPR and the Construction Industry Licensing Board, and many counties and cities register flooring and finish trades locally. Keep whatever license or registration your work requires, plus workers’ compensation and general liability — the provider bond sits on top of all of that, not in place of it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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