USDA loan-closing fidelity bonds.
From $100.
An attorney closing USDA loans handles agency and borrower funds, so the USDA can require a fidelity bond covering losses from dishonest, fraudulent, or negligent acts in the closing. Pricing is 0.4% of the bond amount, $100 minimum, with one soft credit check that never affects your score.
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Three steps to a filed fidelity bond.
Your USDA closing role is waiting on this bond. Here is the entire process:
Apply once, online
Your details, the name of the individual attorney, the USDA office address, the bond amount, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Fidelity bonds get a quick underwriting look; if anything is needed, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the USDA
Pay online and receive the executed fidelity bond, ready to file with the USDA office. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the fidelity bond actually covers
When an attorney closes a USDA loan — including USDA Rural Development loans — they take custody of agency and borrower funds and documents. To protect against loss, the USDA can require a fidelity bond on the individual attorney handling the closing.
Unlike a typical surety bond that backs a contractual obligation, a fidelity bond is protection against dishonest, fraudulent, or negligent acts — for example, misappropriating closing funds or failing to disburse them correctly. It covers the losses that result from that conduct.
The bond names the individual attorney and is filed with the USDA office that requires it, sized to the funds at risk in the closings. Enter the amount the office requires and apply — pricing starts from $100, with one soft credit check. As with all our bonds, if the surety pays a covered loss, the principal repays the surety.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including the individual attorney name, the USDA office address, and a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Federal bonds.
USDA fidelity bond, started today.
Pricing from $100, soft pull only. Enter the amount the USDA office required and e-sign in 1–2 business days.