BIA lease & permit bonds.
Flat 3%. Soft pull.

A lease or permit of Indian trust or restricted land must be approved by the Bureau of Indian Affairs, and under 25 CFR part 162 the BIA can require a performance bond securing the lessee’s obligations. We issue it at a flat 3% with one soft credit pull that never affects your score.

Required by the BIA on a lease or permit of Indian land under 25 CFR part 162
Secures rent, required improvements, and restoration/reclamation of the leased premises
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
A-ratedA.M. Best carriers$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to a filed lease bond.

Your BIA-approved lease is waiting on this bond. Here is the entire process:

TODAY · 5 MINUTES

Apply once, online

Business details, the lease or permit number and date, the purpose of the bond, the amount, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

These get a quick underwriting look; if anything is needed, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the BIA

Pay online and receive the executed performance bond, ready to deposit with the BIA (or the tribe, where the lease allows). Wet-ink originals mailed whenever the agency insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the penal sum your lease requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the BIA lease bond actually covers

Leases and permits of Indian trust and restricted land are governed by 25 CFR part 162 and must be approved by the Bureau of Indian Affairs. For many lease types — business, wind/solar, agricultural — the BIA requires the lessee to provide a performance bond or other security to back the lease obligations.

For a business lease, the bond must be sufficient to secure the contractual obligations — generally no less than the highest annual rent in the lease, plus the cost of any required permanent improvements, operation and maintenance charges, and restoration and reclamation of the premises.

The bond is deposited with the BIA (or, for tribal land, with the tribe where the lease allows) and is payable only to the BIA. The surety must give the BIA at least 60 days’ notice before canceling, so the lessee can substitute security. Enter the amount your lease requires and we issue at a flat 3%.

25 CFR part 162 (BIA leases & permits)Leases and permits of Indian trust and restricted land under 25 CFR part 162 require BIA approval, and for many lease types the lessee must provide a performance bond. For business leases the bond must be sufficient to secure the obligations — generally at least the highest annual rent, required improvements, O&M, and restoration/reclamation. The bond is payable only to the BIA, with 60 days’ cancellation notice. Confirm your required amount in the lease.

You need this bond if you are

A business lessee of Indian land the BIA requires to post a performance bond
A wind or solar developer on a BIA-approved resource lease that requires security
An agricultural lessee bonding rent, improvements, and reclamation obligations
Renewing or assigning a lease that conditions BIA approval on a performance bond

Five minutes. The whole thing.

These are the actual underwriting fields, including the lease/permit number, the purpose of the bond, and a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the BIA lease / permit bond? +
The premium is a flat 3% of the penal sum, with a $275 minimum. The amount is set in your BIA-approved lease — often at least the highest annual rent, plus required improvements and reclamation. Enter that figure and the quote updates.
Who requires it? +
The Bureau of Indian Affairs, as a condition of approving a lease or permit of Indian trust or restricted land under 25 CFR part 162. The specific requirement and amount are set in your lease.
What does the bond guarantee? +
The lessee’s performance of the lease obligations — rent, required permanent improvements, operation and maintenance, and restoration/reclamation of the premises. The bond is payable only to the BIA.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way.
Can the bond be canceled suddenly? +
No. The security must require the surety to give the BIA at least 60 days’ notice before canceling, so you have time to provide substitute security and keep the lease in good standing.
Related bonds

Other New York bonds.

BIA lease bond, started today.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount your lease requires and e-sign in 1–2 business days.

Your premium @ 3%$750
Apply now →