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District of Columbia postsecondary institution bonds.
$500 flat.

The District conditions a postsecondary school’s license on a surety bond that protects students if the school closes or fails to refund tuition. This page is the $50,000 institution bond filed with the Higher Education Licensure Commission (HELC) — ours is $500 flat, set by our carrier’s rate book for this bond.

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Required for a DC postsecondary license — filed with the Higher Education Licensure Commission
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Protects students if a school closes, terminates a program, or fails to refund tuition
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
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New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a District of Columbia postsecondary institution bond cost?

$500 at the $50,000 amount, the same for every applicant.

How it works

Three steps to filed.

Your school's license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

School details, ownership, and an effective date. A quick soft credit check may apply — never a hard inquiry.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

File with the Commission

Pay online and receive the executed $50,000 bond ready to file with your HELC license application or renewal. Wet-ink originals mailed whenever the Commission insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

The District licenses postsecondary educational institutions through the Higher Education Licensure Commission (HELC), and the enabling act lets the Mayor condition a license on a surety bond. The bond is a student-protection guarantee — it stands behind tuition and refunds if a school breaches its contract with students, declares bankruptcy, or otherwise ends its program without adequate refunds.

It's a three-party arrangement: the school (the principal), the surety carrier, and the District together with students (the protected parties). If a licensed institution closes or fails to refund tuition, harmed students can recover against the institution bond.

The institution bond and the agent bond are separate. This $50,000 bond covers the institution itself; each enrollment agent or sales representative files a separate $3,000 bond. The statute caps the institution amount and lets the Commission waive the surety requirement for a financially sound nonprofit licensed for five consecutive years — confirm your required amount with HELC.

DC Code § 38-1311 (Higher Education Licensure Commission Act)Under DC Code § 38-1311, part of the Higher Education Licensure Commission Act of 1976 (DC Code § 38-1301 et seq.), the Mayor may establish a bond or surety requirement not to exceed $250,000 per institution (set by enrollment and cost of instruction) and $3,000 per agent. The institution bond protects students against breach of contract, bankruptcy, or program termination without adequate refunds; the agent bond protects against misrepresentation of education or credentials. The Commission may waive the requirement for a financially sound nonprofit licensed for 5 consecutive years. This page is written at the $50,000 institution amount — confirm your required figure with HELC.

You need this bond if you're

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Applying for a DC postsecondary license — a career, vocational, or degree-granting school
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Renewing an institution license that HELC conditions on a surety bond
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A for-profit school that does not qualify for the nonprofit waiver
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Re-licensing after a lapse that reset your bond requirement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Commission. Pay online and receive the executed $50,000 bond ready to file with your HELC license application or renewal. Wet-ink originals mailed whenever the Commission insists.

What sets the price

The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a quick soft credit check that may apply. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the DC postsecondary institution bond?At the $50,000 amount on this page, the premium is $500, set by our carrier’s rate book for this specific bond. The institution amount is set by HELC based on enrollment and cost of instruction, capped at $250,000. If your required figure differs, send it to us and we’ll quote it.
Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability to the District and students; it's not a deposit, and nobody holds your money.
Is the institution bond the same as the agent bond?No — they’re separate. This $50,000 bond covers the institution. Each enrollment agent or sales representative files a separate $3,000 agent bond. We write both.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval, not price. The rate stays $500 either way.
Can the bond be waived?The statute lets the Commission waive the surety requirement for a financially sound nonprofit institution licensed for five consecutive years. If that’s you, confirm with HELC — otherwise the bond applies.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other District of Columbia bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

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$500 flat, short application, bond issued when you pay. Free until issued.

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