DC auto repossessor bonds.
$275 flat. Soft pull.
The District requires an individual automobile repossessor to file a $5,000 surety bond with the Department of Licensing and Consumer Protection (DLCP) to get licensed. Ours is $275 flat — the floor on a bond this size, since 3% of $5,000 is below our $275 minimum. One soft credit pull, never your score.
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Three steps. One sitting.
Your repossessor license is waiting on this bond. Here's the entire process:
Apply online
Business details, owner information, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Small license bonds like this clear quickly. The soft pull informs approval, never affects your score, and the price stays the $275 floor regardless.
File with DLCP
Your executed $5,000 bond arrives by email on the DLCP repossessor bond form, ready to file with your license application. Wet-ink original mailed on request.
The whole pricing page.
$5,000 bond, 3% = $150, below the $275 floor — so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
The District licenses automobile repossessors and conditions the license on a surety bond. The bond is a public-protection guarantee — it stands behind your compliance with the District's repossession rules, so consumers and lienholders have a financial backstop if a repossession is mishandled.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the District together with anyone harmed (the protected parties). If a repossessor violates the licensing regulations and someone suffers a financial loss, they can recover against the $5,000 bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Repossessors who follow the District’s rules treat the bond as a license formality, not a risk. The District also lets an applicant post cash in lieu of a surety bond; most people choose the bond rather than tie up $5,000 in cash.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. The price stays the $275 floor regardless of the pull.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the DC auto repossessor bond? +
Do I pay the $5,000? +
Is there a credit check? +
What about the $25,000 business bond? +
Can I post cash instead? +
Other New York bonds.
DLCP is waiting on one document.
$275 flat, five-minute application, soft pull only. Free until issued.