DC foreclosure bonds.
From $100. Enter your amount.

When the Superior Court of the District of Columbia enters a Decree of Sale in a mortgage foreclosure action, the substitute trustees may not proceed to auction until a bond is posted into the Court. The revised decree the Civil Division has issued since July 1, 2019 sets that opening figure at $25,000, and raises it to the full purchase price before ratification if a third party is the successful bidder. The premium is 0.4% of the bond amount, $100 minimum; the application collects no credit information, and most applications approve instantly.

Posted into DC Superior Court — Civil Division, Foreclosure Calendar, under the Decree of Sale
Opens at $25,000, then rises to the purchase price if a third party wins the auction
From $100, no credit section in the application — enter your amount and your exact price appears at the application
From $1000.4% of the bond amount, $100 minimumInstantunderwriting processFastmost applications approve instantly
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How it works

Apply to filed in one sitting.

Nothing about this bond needs a broker phone tree. Enter the case caption and the amount the decree names, and file it with the Court. Here is the whole thing:

TODAY · ONLINE

Apply online

Plaintiff and defendant, the judge, the court, a short description of the property being sold, the bond amount from the decree, and the effective date. That is the entire application.

INSTANTLY

Issued

The application collects no credit information, and most applications approve instantly. Your executed bond and power of attorney are generated as soon as you pay.

SAME DAY

File it into the Court

File the executed bond in the case so the trustees can advertise and hold the auction. Wet-ink originals mailed on request when the Civil Actions Branch wants paper.

About this bond

What it is and who needs it.

What the foreclosure bond actually guarantees

Most District foreclosures run out of court under a power of sale in the deed of trust. This bond belongs to the other track — the judicial one, where a lender files a mortgage foreclosure action in the Superior Court of the District of Columbia, Civil Division, and the Court enters an Order and Decree of Sale that ratifies or appoints substitute trustees and authorizes them to sell the property at public auction.

The decree conditions that authority on a bond. In the revised decree language the Civil Division has used since July 1, 2019, the trustees may proceed to foreclose "on the posting of a bond in the amount of $25,000.00 into the Court." The bond stands behind the trustees’ handling of the sale — the notice and advertising the decree requires, the deposit taken at auction, the verified report of sale filed under Super. Ct. Civ. R. 308(b)(4), and the accounting and distribution of proceeds under Rule 308(d). Owners of record, borrowers, junior lienholders, and the purchaser are the people it protects.

The amount is not static. The same decree provides that if a third party is successful at auction, the bond must be increased to the full amount of the purchase price, posted before the Court will ratify the sale — so a trustee who opens at $25,000 often comes back for a second, much larger bond once the gavel falls. It is not insurance for the trustee: if the surety pays, the trustee repays the surety. Enter the figure your decree names; we write both the opening bond and the increase.

Super. Ct. Civ. R. 308 · DC Superior Court Decree of SaleThe Superior Court of the District of Columbia, Civil Division, has issued a revised Order and Decree of Sale with the entry of judgment in mortgage foreclosure actions since July 1, 2019. Its template language ratifies or appoints substitute trustees and provides that, on the posting of a bond in the amount of $25,000.00 into the Court, any of them may proceed to foreclose by public auction on stated terms; paragraph 11 provides that if a third party is successful at auction the bond must be increased to the full amount of the purchase price, posted prior to ratification. The decree ties the sale itself to Super. Ct. Civ. R. 308 — advertising once a week for four consecutive weeks under Rule 308(b)(1), a verified report of sale filed within 30 days under Rule 308(b)(4), and the accounting and distribution of proceeds under Rule 308(d) — and preserves the noteholder’s credit bid under D.C. Code § 42-817. Amounts and terms vary by decree: read the order entered in your case and enter the figure it names.

You need this bond if you are

A substitute trustee named in a Decree of Sale who cannot advertise the auction until the bond is posted
Foreclosure counsel getting the bond in place so the sale date holds
A trustee whose sale went to a third party and now needs the bond increased to the purchase price before ratification
A lender or servicer funding the trustee’s bond as a cost of the foreclosure action

One application, issued instantly.

These are the actual issuing fields — the case caption, the judge and court, the property, and the amount from the decree. There is no credit section, because this application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the DC foreclosure bond?The premium is 0.4% of the bond amount, with a $100 minimum. The amount itself comes from the Decree of Sale entered in your case — most decrees open at $25,000. Enter that figure and your exact price appears at the application.
What amount should I enter?The number your Decree of Sale names. Since July 1, 2019 the Civil Division’s revised decree authorizes the auction on the posting of a $25,000 bond into the Court. If a third party is the successful bidder, the decree requires the bond to be increased to the full purchase price before ratification — come back and we will write the increase on the same case.
Do I pay the full bond amount?No. You pay the premium. The bond amount is the surety’s maximum liability if a valid claim is made — not a deposit, not money anyone holds. On a $25,000 bond at 0.4%, the premium is a small fraction of the penal sum.
What does the bond guarantee?That the substitute trustees handle the court-ordered sale properly — the notice and advertising the decree and Rule 308(b)(1) require, the deposit taken at auction, the verified report of sale under Rule 308(b)(4), and the accounting and distribution of proceeds under Rule 308(d). Owners, borrowers, junior lienholders, and the purchaser can look to it if the trustees fail.
Where do I file it?Into the Superior Court case itself — the bond is posted into the Court in the foreclosure action, through the Civil Actions Branch, before the trustees advertise and sell. Your executed bond and power of attorney arrive by email, and we mail a wet-ink original whenever the Court wants paper.
Related bonds

Other District of Columbia bonds.

Keep the sale date. Post the bond today.

From $100, no credit section, and the bond issues as soon as you pay. Enter the amount your decree names and file it into the case. Free until issued.

Your premiumfrom $100
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