Not in the District of Columbia? Browse bonds by state

District of Columbia foreclosure bonds.
From $100.

When the D.C. Superior Court enters a Decree of Sale in a mortgage foreclosure, the substitute trustees may not auction until a bond is posted into the Court. The decree opens it at $25,000, raised to the full purchase price before ratification if a third party wins. The premium is 0.4% of the bond amount, $100 minimum.

✓
Posted into DC Superior Court — Civil Division, Foreclosure Calendar, under the Decree of Sale
✓
Opens at $25,000, then rises to the purchase price if a third party wins the auction
✓
No credit check up to $25,000 — for individuals and partnerships; corporations and LLCs get one soft pull
From $1000.4% of the bond amount, $100 minimumInstantunderwriting processFastmost applications approve instantly
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a District of Columbia foreclosure bond cost?

0.4% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Nothing about this bond needs a broker phone tree. Enter the case caption and the amount the decree names, and file it with the Court. Here is the whole thing:

TODAY · ONLINE

Apply online

Plaintiff and defendant, the judge, the court, a short description of the property being sold, the bond amount from the decree, and the effective date. That is the application.

INSTANTLY

Issued

No credit check up to $25,000 except for corporations and LLCs, and most applications approve instantly. Your executed bond and power of attorney are generated as soon as you pay.

SAME DAY

File it into the Court

File the executed bond in the case so the trustees can advertise and hold the auction. Wet-ink originals mailed on request when the Civil Actions Branch wants paper.

About this bond

What it is and who needs it.

What the foreclosure bond actually guarantees

Most District foreclosures run out of court under a power of sale in the deed of trust. This bond belongs to the other track — the judicial one, where a lender files a mortgage foreclosure action in the Superior Court of the District of Columbia, Civil Division, and the Court enters an Order and Decree of Sale that ratifies or appoints substitute trustees and authorizes them to sell the property at public auction.

The decree conditions that authority on a bond. In the revised decree language the Civil Division has used since July 1, 2019, the trustees may proceed to foreclose "on the posting of a bond in the amount of $25,000.00 into the Court." The bond stands behind the trustees’ handling of the sale — the notice and advertising the decree requires, the deposit taken at auction, the verified report of sale filed under Super. Ct. Civ. R. 308(b)(4), and the accounting and distribution of proceeds under Rule 308(d). Owners of record, borrowers, junior lienholders, and the purchaser are the people it protects.

The amount is not static. The same decree provides that if a third party is successful at auction, the bond must be increased to the full amount of the purchase price, posted before the Court will ratify the sale — so a trustee who opens at $25,000 often comes back for a second, much larger bond once the gavel falls. It is not insurance for the trustee: if the surety pays, the trustee repays the surety. Enter the figure your decree names; we write both the opening bond and the increase.

Super. Ct. Civ. R. 308 · DC Superior Court Decree of SaleThe Superior Court of the District of Columbia, Civil Division, has issued a revised Order and Decree of Sale with the entry of judgment in mortgage foreclosure actions since July 1, 2019. Its template language ratifies or appoints substitute trustees and provides that, on the posting of a bond in the amount of $25,000.00 into the Court, any of them may proceed to foreclose by public auction on stated terms; paragraph 11 provides that if a third party is successful at auction the bond must be increased to the full amount of the purchase price, posted prior to ratification. The decree ties the sale itself to Super. Ct. Civ. R. 308 — advertising once a week for four consecutive weeks under Rule 308(b)(1), a verified report of sale filed within 30 days under Rule 308(b)(4), and the accounting and distribution of proceeds under Rule 308(d) — and preserves the noteholder’s credit bid under D.C. Code § 42-817. Amounts and terms vary by decree: read the order entered in your case and enter the figure it names.

You need this bond if you are

✓
A substitute trustee named in a Decree of Sale who cannot advertise the auction until the bond is posted
✓
Foreclosure counsel getting the bond in place so the sale date holds
✓
A trustee whose sale went to a third party and now needs the bond increased to the purchase price before ratification
✓
A lender or servicer funding the trustee’s bond as a cost of the foreclosure action
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File it into the Court. File the executed bond in the case so the trustees can advertise and hold the auction. Wet-ink originals mailed on request when the Civil Actions Branch wants paper.

What sets the price

The premium is 0.4% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000 for individuals and partnerships (above that, a soft pull at most); for corporations and LLCs, one soft pull at every amount, never a hard inquiry.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — the case caption, the judge and court, the property, and the amount from the decree. No credit check up to $25,000 for individuals and partnerships (above that, a soft pull at most); for corporations and LLCs, one soft pull at every amount, never a hard inquiry.

Start the application →
FAQ

Common questions.

How much is the DC foreclosure bond?The premium is 0.4% of the bond amount, with a $100 minimum. The amount itself comes from the Decree of Sale entered in your case — most decrees open at $25,000. Enter that figure and your exact price appears at the application.
What amount should I enter?The number your Decree of Sale names. Since July 1, 2019 the Civil Division’s revised decree authorizes the auction on the posting of a $25,000 bond into the Court. If a third party is the successful bidder, the decree requires the bond to be increased to the full purchase price before ratification — come back and we will write the increase on the same case.
Do I pay the full bond amount?No. You pay the premium. The bond amount is the surety’s maximum liability if a valid claim is made — not a deposit, not money anyone holds. On a $25,000 bond at 0.4%, the premium is a small fraction of the penal sum.
What does the bond guarantee?That the substitute trustees handle the court-ordered sale properly — the notice and advertising the decree and Rule 308(b)(1) require, the deposit taken at auction, the verified report of sale under Rule 308(b)(4), and the accounting and distribution of proceeds under Rule 308(d). Owners, borrowers, junior lienholders, and the purchaser can look to it if the trustees fail.
Where do I file it?Into the Superior Court case itself — the bond is posted into the Court in the foreclosure action, through the Civil Actions Branch, before the trustees advertise and sell. Your executed bond and power of attorney arrive by email, and we mail a wet-ink original whenever the Court wants paper.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other District of Columbia bonds.

Price and requirements checked on the carrier’s application, . Page updated .

Keep the sale date. Post the bond today.

From $100, no credit check up to $25,000 except for corporations and LLCs, and the bond issues as soon as you pay. Enter the amount your decree names and file it into the case. Free until issued.

Your premiumfrom $100
Apply now →