Connecticut probate & fiduciary bonds.
We size, underwrite & quote it.

Qualify as executor, administrator, guardian, or conservator without the bond stalling you.
A probate bond secures the faithful performance of your duties.
The Probate Court sets the amount — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.

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Required of fiduciaries under C.G.S. §45a-139 to secure faithful performance of the trust

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Amount and security set by the Probate Court having jurisdiction — not a flat-rate figure

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Underwritten on credit and the estate; collateral may apply on a large penal sum

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How it works

Built for your appointment.

In Connecticut the Probate Court generally will not issue your fiduciary certificate until the bond is on file, so the bond sits between you and acting. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online and tell us the estate, your role (executor, administrator, guardian, or conservator), and the bond amount the Probate Court has set. That is what we size the bond to under §45a-139.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the estate, your credit, and any collateral, then returns a quote. A large penal sum may be collateralized — cash, a letter of credit, or pledged assets.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond payable to the state on the Probate Court’s form with the power of attorney attached, ready to file so the court can issue your fiduciary certificate.

About this bond

What it is and who needs it.

What a probate bond protects

When the Probate Court appoints you to handle someone else’s money — as an executor, administrator, guardian, or conservator — it holds you to a fiduciary standard. The bond is how the people you serve are protected if that standard is breached.

A probate or fiduciary bond guarantees the faithful performance of your duties and the proper accounting for every dollar and asset that passes through your hands. If you mishandle the estate, the bond answers for the loss — which is why the court sizes it to the estate rather than a flat figure, and why the surety underwrites you first.

Underwriting looks at your credit and the size of the estate. A large penal sum may be collateralized — with cash, a letter of credit, or pledged assets — and supported by financials. We tell you what a given appointment needs before you commit.

Connecticut StatuteC.G.S. §45a-139 (formerly §45-34a) provides that every probate bond is payable to the state and conditioned for the faithful performance by the fiduciary of the duties of the trust and the administration of and accounting for all money and other property coming into the fiduciary’s hands, in such amount and with such security as the judge of probate having jurisdiction requires under rules prescribed by the Supreme Court. A judge of probate may waive the bond requirement where the assets of the estate, or the amount not restricted by Probate Court order, fall below the thresholds the statute sets.

You need this bond if you’re

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An executor or administrator appointed to settle a Connecticut decedent’s estate

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A conservator of the estate of a person the Probate Court has found unable to manage their affairs

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A guardian of the estate of a minor, charged with managing the minor’s property

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A trustee under a will or other fiduciary the Probate Court requires to be bonded

The application takes about ten minutes.

These are the actual underwriting fields — the estate, your role, your credit, and the bond amount. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.

Start the application →

FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

What is a Connecticut probate or fiduciary bond? +

It is the bond C.G.S. §45a-139 requires of a fiduciary — an executor, administrator, guardian, or conservator — appointed by the Probate Court. Payable to the state, it secures the faithful performance of your duties and the accounting for all money and property in your hands. The court sets the amount and security.

How much does it cost? +

It is underwritten, not flat-rated. The Probate Court sets the penal sum to the estate under §45a-139, and a surety specialist reviews the estate, your credit, and any collateral and returns a premium quote — usually within one business day.

Who sets the bond amount? +

The judge of probate having jurisdiction. Under §45a-139 the bond is in such amount and with such security as the court requires, generally sized to the value of the estate the fiduciary will manage. We size the penal sum to what the court orders and underwrite from there.

Can the bond be waived? +

Sometimes. Section 45a-139 lets a judge of probate waive the bond where the estate (or the portion not restricted by court order) is small, and a will can also call for the fiduciary to serve without bond — subject to the court. Where a bond is required, we underwrite and issue it.

Does my credit matter, and will I need collateral? +

Underwriting looks at your credit and the size of the estate. A large penal sum may be collateralized with cash, a letter of credit, or pledged assets, and supported by financials. We tell you what your specific appointment requires before you commit.

Related bonds

Other New York bonds.

Get bonded for your appointment.

Tell us the estate and the amount the Probate Court set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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