Connecticut lost instrument bonds.
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Replace a lost cashier’s check, stock certificate, or note — without leaving the issuer exposed. A lost instrument bond indemnifies the issuer if the original later surfaces. The face value sets the penal sum — and we underwrite it. A surety specialist reviews your file and returns a quote, usually within one business day.
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How much does a Connecticut lost instrument bond cost?
It is underwritten. The carrier’s base rate is 2% of the bond amount; the underwriter sets your premium from the amount, your credit and any collateral.
Built to get the instrument reissued.
A bank or transfer agent generally will not reissue a lost instrument until the indemnity bond is in place, so the bond sits between you and a replacement. Here is the whole process:
Send us the file
Apply online and tell us the instrument — what it is, its face value, and the issuer requesting the bond. That is what we size the lost instrument bond to.
A surety specialist underwrites it
A specialist reviews the instrument, your credit, and any collateral, then returns a quote. A high-value bond may be collateralized — cash, a letter of credit, or pledged assets.
Execute & deliver
Once you bind, we issue the executed bond on the issuer’s required form with the power of attorney attached, ready to deliver to the bank or transfer agent so it can reissue the instrument.
How a lost instrument bond works, and what to have ready.
Why it is required
A stock certificate, cashier's check or other financial instrument was lost, stolen or destroyed, and the issuer will replace it only if you post a bond.
Who it protects
The issuer or transfer agent. If the original turns up and someone cashes or transfers it, they recover their loss from the bond.
If there is a claim
The surety pays a valid claim and you repay the surety.
Have these ready
- The issuer's or transfer agent's letter asking for the bond, with the amount
- Details of the lost instrument: its number, issuer, date and value
- Your affidavit of loss, if the issuer asks for one
- Proof that you own the instrument
What it is and who needs it.
What a lost instrument bond protects
When a negotiable instrument goes missing — a cashier’s check, a stock or bond certificate, a promissory note — the issuer faces a real problem: if it reissues a replacement and the original later turns up in the hands of a holder, it can be forced to honor both.
A lost instrument bond solves that by indemnifying the issuer. It guarantees that if the original surfaces and the issuer has to pay it, the bond makes the issuer whole — which is why the penal sum is the face value of the instrument, and why the surety underwrites you before issuing it.
Because the surety stands behind the full face value, a high-value bond is usually collateralized — with cash, a letter of credit, or pledged assets — and supported by financials. We tell you what a given instrument needs before you commit.
You need this bond if you’re
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
Term and renewal are set in the underwriter's quote.
Keep the bond in force for as long as the obligation behind it runs.
How to file it
Execute & deliver. Once you bind, we issue the executed bond on the issuer’s required form with the power of attorney attached, ready to deliver to the bank or transfer agent so it can reissue the instrument.
What sets the price
This bond is underwritten. The carrier's base rate for this bond is 2% of the bond amount; the underwriter sets your final premium from the amount, your credit and any collateral.
The application takes about ten minutes.
These are the actual underwriting fields — the instrument, its face value, your credit, and the issuer’s requirements. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
Other Connecticut bonds.
The same bond in nearby states.
Requirements checked on the carrier’s application, . Page updated .
Replace the instrument, protect the issuer.
Tell us the instrument and its face value, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.