Before an independent installer can take Connecticut work through Lumber Liquidators, the retailer’s Installation Provider Agreement requires a surety bond running to Lumber Liquidators, Inc. as obligee. It is a private contractual requirement, not a Connecticut statute — the company sets the amount, not the state. Our premium is priced at 0.5% of the bond amount, with a $100 minimum; the application collects no credit information, and most applications approve instantly.
















Installer bonds are the simplest thing in surety — one short application, no financials, no underwriting queue. Here is the whole thing:
Your business details, the bond amount your provider agreement names, and an effective date. That is the entire application — no financial statements, no credit section, no follow-up scavenger hunt.
Your price is final at checkout — 0.5% of the bond amount, with a $100 minimum. The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that will not affect your score.
Your executed bond and power of attorney arrive by email, ready to hand to your installation coordinator so your provider file can be cleared for work. Wet-ink originals mailed on request.
Lumber Liquidators sells flooring; independent contractors install it. Those installers sign an Installation Provider Agreement and, as a condition of that agreement, post a surety bond naming Lumber Liquidators, Inc. as obligee. The bond guarantees that the installer performs according to the agreement and in compliance with the state and local law that governs the work — a homeowner-facing quality and compliance backstop for a national retailer whose brand rides on installs it does not perform itself.
This is a private, contractual bond. No Connecticut statute creates it, no state agency receives it, and no licence depends on it. The company writes the requirement, sets the amount, and can change either one; a state licensing bond is set by a legislature and filed with a public office. That distinction matters when you read the form: the obligee line says Lumber Liquidators, and a claim is made by the company, not by a regulator. Because the requirement is contractual, the penal sum is not published in any code — take it from your agreement or your installation coordinator rather than from a bond directory.
It also does not substitute for Connecticut registration. Flooring work on a residential property is home improvement, and CGS § 20-420 requires the contractor who contracts with the homeowner to register with the Department of Consumer Protection as a home improvement contractor. Connecticut does not attach a surety bond to that registration — it runs a Home Improvement Guaranty Fund funded by registrant assessments instead, and pairs it with a general liability requirement. So the two obligations answer to different parties and neither one covers the other: this bond satisfies the retailer, the registration satisfies the state.
These are the actual issuing fields — no credit section, because this application doesn’t collect credit information. Enter the amount your provider agreement names and your exact price is set at the application from a $100 minimum.
Start the application →Premiums from $100, no credit section, and the bond issues the moment you pay. Enter the amount your agreement names and hand it to your coordinator the same day. Free until issued.