When you can’t prove ownership of a vehicle, Connecticut lets you get a bonded title — file a surety bond under C.G.S. 14-176 (DMV form H-113) and the Commissioner issues the title. We write it at a flat 3% with no credit check; the DMV sets the amount at twice the vehicle’s value.
















No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Your details, the vehicle, and the bond amount (twice the vehicle’s value) — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Take the executed bond (form H-113) and your supporting paperwork to the Connecticut DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is twice the vehicle’s value — enter it and the premium updates.
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Connecticut lets you establish ownership with a bonded title under C.G.S. 14-176. If the Commissioner is not satisfied as to ownership or that there are no undisclosed security interests, the DMV can issue a certificate of title on the condition that you post this bond.
The bond amount is twice the value of the vehicle as determined by the Department of Motor Vehicles. The bond is filed on DMV form H-113 and protects any prior or future owner and any lienholder who is later found to have a superior claim to the vehicle.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond and any accompanying deposit are held for five years, returned sooner if the vehicle is no longer registered in Connecticut and the title is surrendered, absent a pending claim.
Submit the application with your bond amount (twice the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the DMV the same day.