Connecticut certificate of title bonds.
From $100.
Also known as the Connecticut bonded title bond.
When you can’t prove ownership of a vehicle, Connecticut lets you get a bonded title — file a surety bond under C.G.S. 14-176 (DMV form H-113) and the Commissioner issues the title. The premium is 0.9% of the bond amount, $100 minimum — no credit check up to $100,000. The DMV sets the amount at twice the vehicle’s value.
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How much does a Connecticut certificate of title bond cost?
0.9% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (twice the vehicle’s value) — that is the application.
Issued on the spot
No credit check up to $100,000.
File with the DMV
Take the executed bond (form H-113) and your supporting paperwork to the Connecticut DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
Getting a bonded title in Connecticut, step by step.
Connecticut Department of Motor Vehicles (DMV), 60 State Street, Wethersfield, CT 06161 handles it. The bond amount is 2 times the vehicle's value as the DMV Commissioner determines it. The bond lasts 5 years; returned sooner if the vehicle is no longer registered in Connecticut and the title is surrendered, unless a claim is pending.
Apply for a Connecticut title
Fill out the Connecticut Registration and Title Application (Form H-13B) and bring whatever proof of ownership you have, such as a bill of sale.
Explain how you got the vehicle
If DMV asks, complete the Motor Vehicle Ownership Affidavit (Form H-115), naming the prior owner or seller and listing any liens you know of. You sign it under penalty of false statement.
Wait for DMV's decision and value
If DMV is not satisfied that you own the vehicle free of undisclosed liens, it can hold the title until you bring better papers or require a bond. When it requires a bond, DMV sets the vehicle's value.
Buy the bond for DMV's amount
Buy the bond on DMV Form H-113 (Surety Bond - Certificate of Title) for twice the value DMV set, from a surety authorized in Connecticut. Your signature and the surety's must be witnessed, and the surety attaches a current power of attorney.
File the bond and pay fees
Give the signed H-113 to DMV with the $25 bond filing fee and the $25 title application fee.
Get your title
DMV issues the certificate of title once it accepts the bond. The bond is returned after 5 years if no claim is pending.
Who qualifies
- DMV decides whether a bond is needed; it requires one only when it doubts your ownership or suspects an undisclosed lien, and it may instead hold the title until you produce papers.
- Connecticut does not require a title for vehicles older than 20 model years, and DMV's title letter says it does not issue titles for them, so the bond applies to newer vehicles.
- The surety on the bond must be authorized to write bonds in Connecticut.
State fees
- Bond filing feepaid to Connecticut DMV
- $25
- Certificate of title application feepaid to Connecticut DMV
- $25
These are the state’s fees. The bond premium is separate and shown in the price card.
After the bond
The signed H-113 goes to DMV with your title application and fees, and DMV then issues the title. The bond stays on file 5 years and is returned unless a claim on it is pending, or sooner if the vehicle leaves Connecticut's registry and the title is surrendered.
Checked on 22 October 2026 against Connecticut General Statutes, Chapter 247 (sections 14-166, 14-176, 14-192), CT DMV Form H-113: Surety Bond - Certificate of Title (Rev. 9-2018), CT DMV Form H-115: Motor Vehicle Ownership Affidavit (Rev. 10-2014), CT DMV Form H-13B: Connecticut Registration and Title Application (Rev. 3-2021) and CT DMV letter: no titles for vehicles older than 20 model years. Rules and fees change; the agency’s own page has the final word.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Connecticut lets you establish ownership with a bonded title under C.G.S. 14-176. If the Commissioner is not satisfied as to ownership or that there are no undisclosed security interests, the DMV can issue a certificate of title on the condition that you post this bond.
The bond amount is twice the value of the vehicle as determined by the Department of Motor Vehicles. The bond is filed on DMV form H-113 and protects any prior or future owner and any lienholder who is later found to have a superior claim to the vehicle.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond and any accompanying deposit are held for five years, returned sooner if the vehicle is no longer registered in Connecticut and the title is surrendered, absent a pending claim.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single 5-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the DMV. Take the executed bond (form H-113) and your supporting paperwork to the Connecticut DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your bond amount (twice the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.
Start the application →Common questions.
Other Connecticut bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Bonded title, issued today.
Pricing from $100. Enter your amount and take it to the DMV the same day.