Connecticut business opportunity bonds.
From $275.
Under Connecticut’s Business Opportunity Investment Act (C.G.S. 36b-64), a seller who makes certain representations must post a surety bond of at least $50,000 in favor of the state (or escrow the equivalent). Premiums are priced at 0.5% of the bond amount plus a $25 fee.
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How much does a Connecticut business opportunity bond cost?
0.5% of the bond amount plus a $25 fee, from $275 at the $50,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard business opportunity bond — enter your amount, pay, and file with your registration. Here is the whole thing:
Apply online
Your business details, the bond amount required, and the effective date — that is the application.
Issued on the spot
Most applications approve instantly. Above $100,000, a soft pull may add a short review. No credit check up to $100,000.
File with your registration
Submit the executed bond with your business opportunity registration to the Department of Banking. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the business opportunity bond actually covers
Connecticut regulates the sale of business opportunities under the Business Opportunity Investment Act (C.G.S. chapter 672c), administered by the Department of Banking. A business opportunity is generally a package sold to a buyer to start a business, often with claims about income, marketing assistance, or a buy-back guarantee.
A seller who makes certain income/earnings representations or buy-back promises must, under C.G.S. 36b-64, either obtain a surety bond of not less than $50,000 from a company authorized in Connecticut or establish an equivalent trust account at a Connecticut depository. The bond is in favor of the State of Connecticut, and the Banking Commissioner may require a greater amount to protect purchaser-investors.
The bond stands behind your obligations to the buyers you sell to — if a purchaser-investor is harmed by your violation of the Act, they can recover against it. It is not insurance for you: if the surety pays, you repay the surety. We issue the amount required at 0.5% of the bond amount plus a $25 fee; no credit check up to $100,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your registration. Submit the executed bond with your business opportunity registration to the Department of Banking. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is 0.5% of the bond amount plus a $25 fee, $125 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with your registration.
Start the application →Common questions.
Other Connecticut bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Business opportunity bond, issued today.
Premiums from $275. Enter your required amount and file the same day.