CO unemployment reimbursement bonds.
Flat 3%. Enter your amount.

A nonprofit (or government) employer that elects to reimburse Colorado for UI benefits in lieu of paying premiums must file a surety bond with the Division of Unemployment Insurance (CDLE) under C.R.S. 8-76-110. The division sets the amount from your payroll and benefit history; we issue it at a flat 3%.

Required of reimbursing nonprofit & government employers that pay UI in lieu of premiums, under C.R.S. 8-76-110
Amount computed by CDLE from your payroll & benefits — filed within 15 days of your election
Flat 3%, $275 minimum — enter the amount CDLE set and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard reimbursement bond — enter your amount, pay, and file with CDLE. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your organization details, the bond amount CDLE set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with CDLE

Submit the executed bond to the Division of Unemployment Insurance to back your reimbursing election. Wet-ink originals mailed whenever the division insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your CDLE notice and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the reimbursement bond actually covers

Most Colorado employers pay unemployment insurance premiums. But a nonprofit organization (and certain government entities) can instead elect to be a reimbursing employer — repaying the state for the actual UI benefits charged to its account, in lieu of premiums. Under C.R.S. 8-76-110, an electing nonprofit must file a surety bond with the division within fifteen days of its election.

The amount is computed by the division, not chosen by you: broadly, it is tied to the benefits attributable to your employment (the statute uses three times the prior year's regular benefits plus a share of extended benefits, or a multi-year sum, subject to a percentage-of-payroll cap and floor). The bond guarantees that, if you don't reimburse the benefits you owe, the state can recover against it.

Instead of a surety bond, the statute also lets an electing employer deposit money or securities with the division — but a surety bond is usually far cheaper, since you pay the 3% premium rather than tying up the full amount in cash. Enter the figure CDLE set on your notice and we issue it at a flat 3% with no credit check.

C.R.S. 8-76-110 (reimbursing nonprofit employers)Under C.R.S. 8-76-110, a nonprofit organization that elects to make payments in lieu of unemployment insurance premiums must file a surety bond (or deposit money/securities) with the Division of Unemployment Insurance within fifteen days of its election. The division computes the amount from the organization's benefits and covered payroll, subject to a statutory cap and floor. Confirm the amount on your CDLE notice.

You need this bond if you are

A 501(c)(3) nonprofit electing to reimburse UI benefits in lieu of paying premiums
A government or quasi-government entity the division treats as a reimbursing employer
Newly electing reimbursement and required to file the bond within 15 days
Updating an existing bond after the division recomputed your required amount

Five minutes, issued on the spot.

Submit the application with the bond amount CDLE set — the executed bond is generated instantly, ready to file with the Division of Unemployment Insurance.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Colorado unemployment reimbursement bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is computed by the Division of Unemployment Insurance from your benefits and covered payroll under C.R.S. 8-76-110 — enter the figure on your notice and the quote updates.
Who needs this bond? +
A nonprofit (or certain government) employer that elects to be a reimbursing employer — repaying the state for actual UI benefits in lieu of paying premiums. The statute requires the bond within fifteen days of that election.
How is the amount calculated? +
The division sets it under C.R.S. 8-76-110 — broadly, three times the prior year's regular benefits plus a share of extended benefits (or a multi-year sum), subject to a percentage-of-payroll cap and floor. We issue whatever amount CDLE put on your notice.
Is there a credit check? +
No — the reimbursement bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Can I deposit cash instead? +
Yes — the statute lets an electing employer deposit money or securities with the division instead of a surety bond. Most choose the bond, since you pay the 3% premium rather than tying up the full amount in cash.
Related bonds

Other New York bonds.

Reimbursement bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount CDLE set and file the same day.

Your premium @ 3%$750
Apply now →