Colorado unemployment reimbursement bonds.
From $100.
A nonprofit (or government) employer that elects to reimburse Colorado for UI benefits in lieu of paying premiums must file a surety bond with the Division of Unemployment Insurance (CDLE) under C.R.S. 8-76-110. The division sets the bond amount from your payroll and benefit history; pricing starts from $100, and no credit check up to $10,000.
Trusted by industry leaders
How much does a Colorado unemployment reimbursement bond cost?
1.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard reimbursement bond — enter your amount, pay, and file with CDLE. Here is the whole thing:
Apply online
Your organization details, the bond amount CDLE set, and the effective date — that is the application.
Issued on the spot
No credit check up to $10,000. Above $10,000, a soft pull may add a short review.
File with CDLE
Submit the executed bond to the Division of Unemployment Insurance to back your reimbursing election. Wet-ink originals mailed whenever the division insists.
What it is and who needs it.
What the reimbursement bond actually covers
Most Colorado employers pay unemployment insurance premiums. But a nonprofit organization (and certain government entities) can instead elect to be a reimbursing employer — repaying the state for the actual UI benefits charged to its account, in lieu of premiums. Under C.R.S. 8-76-110, an electing nonprofit must file a surety bond with the division within fifteen days of its election.
The amount is computed by the division, not chosen by you: broadly, it is tied to the benefits attributable to your employment (the statute uses three times the prior year's regular benefits plus a share of extended benefits, or a multi-year sum, subject to a percentage-of-payroll cap and floor). The bond guarantees that, if you don't reimburse the benefits you owe, the state can recover against it.
Instead of a surety bond, the statute also lets an electing employer deposit money or securities with the division — but a surety bond is usually far cheaper, since the premium is a fraction of tying up the full amount in cash. Enter the figure CDLE set on your notice; pricing is from $100, and no credit check up to $10,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single two-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with CDLE. Submit the executed bond to the Division of Unemployment Insurance to back your reimbursing election. Wet-ink originals mailed whenever the division insists.
What sets the price
The premium is 1.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount CDLE set — the executed bond is generated instantly, ready to file with the Division of Unemployment Insurance.
Start the application →Common questions.
Other Colorado bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Reimbursement bond, issued today.
Pricing from $100. Enter the amount CDLE set and file the same day.