A nonprofit (or government) employer that elects to reimburse Colorado for UI benefits in lieu of paying premiums must file a surety bond with the Division of Unemployment Insurance (CDLE) under C.R.S. 8-76-110. The division sets the amount from your payroll and benefit history; we issue it at a flat 3%.
















No underwriting queue for the standard reimbursement bond — enter your amount, pay, and file with CDLE. Here is the whole thing:
Your organization details, the bond amount CDLE set, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond to the Division of Unemployment Insurance to back your reimbursing election. Wet-ink originals mailed whenever the division insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your CDLE notice and the premium updates.
Most Colorado employers pay unemployment insurance premiums. But a nonprofit organization (and certain government entities) can instead elect to be a reimbursing employer — repaying the state for the actual UI benefits charged to its account, in lieu of premiums. Under C.R.S. 8-76-110, an electing nonprofit must file a surety bond with the division within fifteen days of its election.
The amount is computed by the division, not chosen by you: broadly, it is tied to the benefits attributable to your employment (the statute uses three times the prior year's regular benefits plus a share of extended benefits, or a multi-year sum, subject to a percentage-of-payroll cap and floor). The bond guarantees that, if you don't reimburse the benefits you owe, the state can recover against it.
Instead of a surety bond, the statute also lets an electing employer deposit money or securities with the division — but a surety bond is usually far cheaper, since you pay the 3% premium rather than tying up the full amount in cash. Enter the figure CDLE set on your notice and we issue it at a flat 3% with no credit check.
Submit the application with the bond amount CDLE set — the executed bond is generated instantly, ready to file with the Division of Unemployment Insurance.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount CDLE set and file the same day.