CO repossessor bonds.
$1,500 flat. Soft pull.

Colorado requires a person who repossesses collateral to file a $50,000 surety bond with the Attorney General before doing the work. Ours is $1,500 flat — 3% of the bond amount, the same for everyone. One soft credit pull, e-signed in 1–2 business days.

Required before you repossess collateral in Colorado — under C.R.S. 4-9-629
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Your right to repossess is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Attorney General

Pay online and receive the executed $50,000 bond, drawn in favor of the Colorado Attorney General, ready to file. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Colorado conditions the right to repossess collateral on a $50,000 surety bond filed with the Attorney General. The bond is a property-protection guarantee: it stands behind the way you take possession of vehicles and other secured property — that you do it lawfully and without damaging property or breaching the peace.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Colorado together with people harmed during a repossession (the protected parties). If a repossessor damages property or violates the rules governing repossession, a harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Repossessors who follow the self-help repossession rules and document their work treat the bond as a filing formality, not a risk.

C.R.S. 4-9-629Colorado's Uniform Commercial Code provision at C.R.S. 4-9-629 conditions self-help repossession of collateral on a $50,000 surety bond drawn in favor of the Colorado Attorney General, on a form the Attorney General approves. We issue the $50,000 amount the statute names — confirm the current form and filing details with the Department of Law before you file.

You need this bond if you're

A repossession company recovering vehicles or secured collateral in Colorado
An independent repossession agent working under a lender or forwarder contract
A lender or finance company that repossesses its own collateral directly
Renewing your filing because your current bond is expiring or non-renewing

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state and harmed parties; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The State of Colorado, through C.R.S. 4-9-629, conditions self-help repossession on a $50,000 bond filed with the Attorney General. The bond is drawn in favor of the Attorney General and must be on the form the office approves.
What does the bond guarantee? +
That you repossess collateral lawfully — without breaching the peace or damaging property. If you cause harm during a repossession, the harmed party can claim against the bond, and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for you to keep repossessing in Colorado.
Related bonds

Other New York bonds.

The Attorney General is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →