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Colorado food plan / meat processor bonds.
From $100.

A food-plan organizer or meat processor takes customers’ money up front for food delivered later. Colorado repealed statewide home-food-plan licensure in 2018, so a bond backing those prepayments is now generally a legacy or contractual requirement. Whatever amount you’ve been asked for, pricing starts from $100.

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Backs prepaid food-plan and meat-processing customers — money paid in advance for food delivered later
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Now a legacy or contractual requirement — Colorado repealed home-food-plan regulation in 2018 (HB 18-1183)
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No credit check up to $500,000 — above that, a soft pull at most, which never affects your score
From $100your exact price at application0.5% rateof your bond amount, $100 minNo credit check up to $500,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Colorado food plan / meat processor bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard food-plan bond — enter your amount, pay, and you have the executed bond. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount you were asked for, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $500,000. Above that, the carrier may run a soft pull, which never affects your score.

SAME DAY

Deliver to whoever required it

Submit the executed bond to your contract counterparty or local jurisdiction. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What this bond actually covers — and what changed

A “food plan” is an arrangement where a customer prepays for food (often meat, in bulk or freezer plans) delivered over time. Because the customer pays ahead of delivery, Colorado historically required a food-plan organizer (and bonded meat processors handling these plans) to post a consumer-protection bond — so customers could recover if the food was never delivered.

Important and honest: Colorado repealed its statewide home-food-service / food-plan regulatory program in 2018. House Bill 18-1183 eliminated the regulation of home food service plans (repealing Article 35.5 of Title 35 effective July 1, 2018) after a DORA sunset review found the program obsolete — the number of licensees had fallen below ten. So this is no longer a standing statewide license bond.

If you’re asked for one today, it’s typically a contractual or local requirement — or you’re carrying it voluntarily to reassure prepaying customers. There’s no current statutory amount, so enter the figure you were asked for; pricing starts from $100 and no credit check up to $500,000. Meat processing itself remains regulated (custom processing under Title 35, Article 33), but that program does not impose this prepaid-customer bond.

Home-food-plan licensure repealed — HB 18-1183 (2018)Colorado’s home food service / food plan regulatory program was repealed by HB 18-1183, which eliminated regulation of home food service plans (repealing Article 35.5 of Title 35) effective July 1, 2018, following a DORA sunset review that found the program obsolete. There is no current statewide food-plan license bond mandate; confirm any amount with whoever is requiring the bond. Custom meat processing remains regulated under Title 35, Article 33, which does not impose this prepaid-customer bond.

You need this bond if you are

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A food-plan organizer a client or counterparty still asks to bond prepaid plans
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A meat processor whose contract or jurisdiction requires a consumer bond
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Carrying a bond voluntarily to reassure customers who prepay for food
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Subject to a local requirement that conditions your operation on a surety bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Deliver to whoever required it. Submit the executed bond to your contract counterparty or local jurisdiction. Wet-ink originals mailed on request.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $500,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount you were asked for — the executed bond is generated instantly, ready to deliver.

Start the application →
FAQ

Common questions.

Does Colorado still require a food plan bond?Not as a statewide license requirement — Colorado repealed home-food-plan licensure in 2018 (HB 18-1183), after a sunset review found the program obsolete. A bond today is generally a contractual, local, or voluntary requirement rather than a state mandate.
How much is it?Pricing is 0.5% of the bond amount, $100 minimum. Because there’s no current statutory amount, you enter whatever figure your contract or jurisdiction asked for, and your exact price appears at the application.
Is there a credit check?No credit check up to $500,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond protect against?It backs customers who prepaid for food not yet delivered — if the food plan isn’t honored, harmed customers can recover against the bond. If the surety pays a claim, you repay the surety; it’s a guarantee, not insurance for you.
What amount should I choose?Ask whoever is requiring the bond for the exact figure — there’s no statewide default since the program was repealed. If you’re carrying it voluntarily, a figure that roughly covers your outstanding prepaid balances is sensible. Send us the request and we’ll confirm.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Food plan bond, issued today.

Pricing from $100. Enter the amount you were asked for and deliver it the same day.

Your premiumfrom $100
Apply now →