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Colorado lottery retailer bonds.
From $100.

Colorado lottery retailers must be bonded before they sell tickets. You can let the State Lottery Division bond you for an annual fee, or post your own surety bond instead. We price the surety option at 2% of your bond amount, with a $100 minimum — enter the amount you were asked for and the premium updates at the application.

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Required before you sell Colorado Lottery tickets — every licensed retailer is bonded
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Surety bond in lieu of the state self-bond fee — your choice of how to satisfy it
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No credit check up to $10,000 — above that, a soft pull at most, which never affects your score
2% rate$100 bond minimumInstantapproval for mostNo credit check up to $10,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Colorado lottery retailer bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard lottery retailer bond — enter your amount, pay, and file with the Lottery. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Lottery requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $10,000. Above $10,000, a soft pull may add a short review.

SAME DAY

File with the Lottery

Submit the executed bond to the State Lottery Division to satisfy the surety option for your retailer account. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the lottery bond actually covers

Colorado licenses lottery retailers through the State Lottery Division, part of the Department of Revenue. A retailer collects money on the Lottery's behalf for every ticket sold, so the state requires each retailer to be bonded before activating sales.

You can satisfy the requirement two ways: let the Lottery self-bond you for an annual fee, or post your own surety bond in the amount the Lottery sets for your account. The bond is payable for the benefit of the public and the Lottery, and protects against a retailer failing to remit the proceeds it owes.

Because the required amount is set per account, you enter whatever figure the Lottery asks for and we issue from a $100 minimum premium; no credit check up to $10,000. The self-bond option is commonly modest — around $2,000 per location — and at 2% of the bond amount with a $100 minimum, that figure prices at the $100 floor.

Colorado State Lottery Division (Department of Revenue)Colorado lottery retailers are licensed and bonded through the State Lottery Division under Title 44, Article 40, C.R.S. and the Lottery Rules at 1 CCR 206-1. A retailer must be bonded before selling tickets, by either the Lottery self-bond fee or a surety bond in the amount the Lottery sets for the account. Confirm your required amount with the Lottery — it is set per account, not by a single statewide figure.

You need this bond if you are

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A new Colorado Lottery retailer getting licensed to sell tickets
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A retailer choosing the surety option instead of the Lottery self-bond fee
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Adding a location that the Lottery bonds separately
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Reinstating a retailer account after a remittance issue reset your bond requirement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The term is set on the carrier’s application; the premium covers the period shown there.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Lottery. Submit the executed bond to the State Lottery Division to satisfy the surety option for your retailer account. Wet-ink originals mailed on request.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Lottery requires — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

Does Colorado require lottery retailers to be bonded?Yes — every Colorado Lottery retailer is bonded before selling tickets. You can satisfy it through the Lottery self-bond fee or by posting your own surety bond. We issue the surety option.
How much is the bond?Pricing is set by the bond amount, not by a credit tier: it runs 2% of the bond amount the Lottery sets for your account, with a $100 minimum premium. The self-bond figure is commonly around $2,000 per location, and at 2% with a $100 minimum, that amount prices right at the $100 floor. Enter the figure you were given and your exact price appears at the application.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond protect against?It backs the lottery funds you collect on the state’s behalf. If a retailer fails to remit proceeds owed to the Lottery, the bond pays the state — and if the surety pays, you repay the surety.
What amount should I enter if I'm not sure?Ask the State Lottery Division for the exact figure tied to your account — it is set per retailer, not by a single statewide number. Send us the requirement and we’ll confirm the amount before you pay.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Lottery retailer bond, issued today.

Pricing from $100. Enter the amount the Lottery required and file the same day.

Your premiumfrom $100
Apply now →