City of Lakewood pawnbroker bonds.
$100 flat.

To hold a pawnbroker license with the City of Lakewood, you file a $10,000 surety bond with the City Clerk’s Office. Ours is $100 flat — the price you see is the checkout price, identical for every pawnbroker. The application collects no credit information.

Required for a City of Lakewood pawnbroker license — filed with the City Clerk’s Office
Fixed amount, fixed price — $10,000 bond, $100, no quote process
No credit fields in the application — small license bonds like this issue right away
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

City license bonds are the simplest thing in surety. Here’s the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That’s the application — no financials and no credit section for this bond.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount license bonds like this issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City Clerk

Your executed bond and power of attorney arrive by email, ready to file with your City of Lakewood pawnbroker license application or renewal at the City Clerk’s Office. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Lakewood licenses pawnbrokers through its City Clerk’s Office and conditions the license on a $10,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Lakewood’s pawnbroker ordinance — proper recordkeeping, lawful handling of pledged and purchased property, and fair dealing with customers and the public.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Lakewood (the obligee), with harmed customers and the public as the protected parties. If a pawnbroker violates the City’s ordinance and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your Lakewood license, so we track it and notify you 60 and 30 days out, keeping your $10,000 filing continuous.

Lakewood Municipal Code Ch. 5.24 (Pawnbrokers)The City of Lakewood regulates and licenses pawnbrokers under Lakewood Municipal Code Title 5, Chapter 5.24 (Pawnbrokers), administered by the City Clerk’s Office, and conditions the license on a $10,000 surety bond. The penal sum on this page ($10,000) matches the City requirement; confirm the exact subsection and current amount with the City Clerk’s Office.

You need this bond if you are

Applying for a Lakewood pawnbroker license — the bond is filed with your application at the City Clerk’s Office
Renewing a Lakewood pawnbroker license and your current bond is expiring or non-renewing
Opening a pawn shop in Lakewood at a new or additional location the City licenses
A second-hand dealer whose Lakewood operations fall under the pawnbroker ordinance

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn’t have one.

Start the application →
FAQ

Common questions.

How much is the City of Lakewood pawnbroker bond?The premium is $100 flat — set by our carrier’s rate book for this specific bond, not a percentage of the $10,000 penal sum. The $10,000 is set by the City of Lakewood, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety’s maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The City of Lakewood requires it as a condition of a pawnbroker license, under the Lakewood Municipal Code (Chapter 5.24), filed with the City Clerk’s Office. No active bond, no license.
Is there a credit check?The application collects no credit information for this bond, so most approve instantly. If a check ever runs, it’s a soft pull that never affects your credit score.
When does it renew?The bond must stay active for as long as you hold the Lakewood license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Related bonds

Other Colorado bonds.

Finish your Lakewood license today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →