To hold a pawnbroker license with the City of Lakewood, you file a $10,000 surety bond with the City Clerk’s Office. Ours is $100 flat — the price you see is the checkout price, identical for every pawnbroker. The application collects no credit information.
















City license bonds are the simplest thing in surety. Here’s the entire process:
Business details and an effective date. That’s the application — no financials and no credit section for this bond.
Small fixed-amount license bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your City of Lakewood pawnbroker license application or renewal at the City Clerk’s Office. Wet-ink original mailed on request.
The City of Lakewood licenses pawnbrokers through its City Clerk’s Office and conditions the license on a $10,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Lakewood’s pawnbroker ordinance — proper recordkeeping, lawful handling of pledged and purchased property, and fair dealing with customers and the public.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Lakewood (the obligee), with harmed customers and the public as the protected parties. If a pawnbroker violates the City’s ordinance and someone is harmed, they can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your Lakewood license, so we track it and notify you 60 and 30 days out, keeping your $10,000 filing continuous.
These are the actual issuing fields — no credit section, because this bond doesn’t have one.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.