Colorado fireworks display permit bonds.
From $100.
Before a public fireworks display, your Colorado local fire authority requires a surety bond (or liability policy) to cover damage to people or property. The adopted fire code sets a $100,000 baseline, but the fire code official can set a higher or lower amount. Pricing starts from $100 and your exact price appears at the application.
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How much does a Colorado fireworks display permit bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Apply to permit-ready in one sitting.
Enter your amount, consent to a soft pull, and you’re on the way to an executed display bond. Here is the whole thing:
Apply online
Your business details, the bond amount your permit requires, and the display/effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything for a larger display, you hear from an underwriter within 48 hours. One soft credit pull, never a hard inquiry, and it never affects your score.
File with your fire authority
Receive the executed bond ready to file with your display permit application. Apply well before the event — fire authorities typically want the paperwork 30 days out. Wet-ink originals mailed on request.
What it is and who needs it.
What the display bond actually covers
Public fireworks displays in Colorado are permitted by the local fire authority (a fire marshal or fire protection district), under the International Fire Code (Chapter 56) that Colorado and most jurisdictions have adopted. Before the permit issues, the applicant must file a surety bond — or a public liability insurance policy — to pay for damage the display causes.
The Fire Code sets the principal sum at $100,000, “for the purpose of the payment of all damages to persons or property” arising from the permitted act. Critically, the fire code official can specify a greater or lesser amount based on conditions at the location — so the figure on your permit is what governs, not a flat statewide number. Government entities are exempt.
The bond protects the public and the jurisdiction; if a display injures someone or damages property, they can recover against it — and if the surety pays, the operator repays the surety. Enter the exact amount your fire authority named, and pricing starts from $100 — a quick soft credit check may apply, never a hard inquiry.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your fire authority. Receive the executed bond ready to file with your display permit application. Apply well before the event — fire authorities typically want the paperwork 30 days out. Wet-ink originals mailed on request.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application: approved instantly, or after a quick credit check.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the amount your fire authority set and submit.
Start the application →Common questions.
Other Colorado bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Display bond, issued this week.
Pricing from $100. Enter the amount your fire authority set and file it with your permit.