Before a public fireworks display, your Colorado local fire authority requires a surety bond (or liability policy) to cover damage to people or property. The adopted fire code sets a $100,000 baseline, but the fire code official can set a higher or lower amount. We issue whatever figure your permit names at a flat 3%.
















Enter your amount, consent to a soft pull, and you’re on the way to an executed display bond. Here is the whole thing:
Your business details, the bond amount your permit requires, and the display/effective date — plus a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything for a larger display, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Receive the executed bond ready to file with your display permit application. Apply well before the event — fire authorities typically want the paperwork 30 days out. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your fire authority set and the premium updates.
Public fireworks displays in Colorado are permitted by the local fire authority (a fire marshal or fire protection district), under the International Fire Code (Chapter 56) that Colorado and most jurisdictions have adopted. Before the permit issues, the applicant must file a surety bond — or a public liability insurance policy — to pay for damage the display causes.
The Fire Code sets the principal sum at $100,000, “for the purpose of the payment of all damages to persons or property” arising from the permitted act. Critically, the fire code official can specify a greater or lesser amount based on conditions at the location — so the figure on your permit is what governs, not a flat statewide number. Government entities are exempt.
The bond protects the public and the jurisdiction; if a display injures someone or damages property, they can recover against it — and if the surety pays, the operator repays the surety. Enter the exact amount your fire authority named, and we issue at a flat 3% with one soft credit pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the amount your fire authority set and submit.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, soft pull only. Enter the amount your fire authority set and file it with your permit.