AR certificate of title bonds.
From $100. Enter your amount.
When you can’t prove ownership of a vehicle, Arkansas lets you get a bonded title — file a surety bond under A.C.A. 27-14-409 and the DFA Office of Motor Vehicles issues the title. We price it at 0.9% of the bond amount, $100 minimum — the application collects no credit information; the amount is 1.5× the vehicle’s appraised value.
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Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Office of Motor Vehicles. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (1.5× the vehicle’s value) — that is the entire application.
Issued on the spot
Most amounts are issued instantly, no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick soft-pull review that never affects your score.
File with the Office of Motor Vehicles
Take the executed bond and your supporting documents to the DFA Office of Motor Vehicles to get your bonded title. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Arkansas lets you establish ownership with a bonded title under A.C.A. 27-14-409. You post a surety bond, the DFA Office of Motor Vehicles issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is one and a half times the vehicle’s appraised value as determined for the Office of Motor Vehicles. The OMV provides your required bond amount, so you don’t have to guess — bring it to us and we issue at that figure.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The Arkansas title bond runs a three-year term; if no valid claim is made in that window, a clean (non-bonded) certificate of title issues.
You need this bond if you are
One application, issued on the spot.
Submit the application with your bond amount (1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the Office of Motor Vehicles.
Start the application →Common questions.
Other Arkansas bonds.
Bonded title, issued today.
The bond issues the moment you pay — no credit review of any kind, not even a soft pull. Enter your amount and take it to the Office of Motor Vehicles the same day.