When you can’t prove ownership of a vehicle, Arkansas lets you get a bonded title — file a surety bond under A.C.A. 27-14-409 and the DFA Office of Motor Vehicles issues the title. We write it at a flat 3% with no credit check; the amount is 1.5× the vehicle’s appraised value.
















No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Office of Motor Vehicles. Here is the whole thing:
Your details, the vehicle, and the bond amount (1.5× the vehicle’s value) — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Take the executed bond and your supporting documents to the DFA Office of Motor Vehicles to get your bonded title. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is 1.5× the vehicle’s value — enter it and the premium updates.
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Arkansas lets you establish ownership with a bonded title under A.C.A. 27-14-409. You post a surety bond, the DFA Office of Motor Vehicles issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is one and a half times the vehicle’s appraised value as determined for the Office of Motor Vehicles. The OMV provides your required bond amount, so you don’t have to guess — bring it to us and we issue at that figure.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The Arkansas title bond runs a three-year term; if no valid claim is made in that window, a clean (non-bonded) certificate of title issues.
Submit the application with your bond amount (1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the Office of Motor Vehicles.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the Office of Motor Vehicles the same day.