AR certificate of title bonds.
Flat 3%. Enter your amount.

When you can’t prove ownership of a vehicle, Arkansas lets you get a bonded title — file a surety bond under A.C.A. 27-14-409 and the DFA Office of Motor Vehicles issues the title. We write it at a flat 3% with no credit check; the amount is 1.5× the vehicle’s appraised value.

For owners with missing, lost, or defective proof of ownership under A.C.A. 27-14-409
Amount is one and a half times the vehicle’s appraised value — the Office of Motor Vehicles sets the figure
Flat 3%, no credit pull — enter your bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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Triple Five
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Office of Motor Vehicles. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle, and the bond amount (1.5× the vehicle’s value) — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Office of Motor Vehicles

Take the executed bond and your supporting documents to the DFA Office of Motor Vehicles to get your bonded title. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is 1.5× the vehicle’s value — enter it and the premium updates.

$2,500 bond
$275
$5,000 bond
$275
$10,000 bond
$300
About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Arkansas lets you establish ownership with a bonded title under A.C.A. 27-14-409. You post a surety bond, the DFA Office of Motor Vehicles issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one and a half times the vehicle’s appraised value as determined for the Office of Motor Vehicles. The OMV provides your required bond amount, so you don’t have to guess — bring it to us and we issue at that figure.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The Arkansas title bond runs a three-year term; if no valid claim is made in that window, a clean (non-bonded) certificate of title issues.

A.C.A. 27-14-409 (DFA Office of Motor Vehicles)Arkansas Code 27-14-409 lets an owner with insufficient proof of ownership obtain a certificate of title by filing a surety bond in an amount equal to one and a half times the vehicle's appraised value, as administered by the DFA Office of Motor Vehicles. The bond remains in effect for three years; if ownership is not successfully contested, a standard title may then issue. Confirm your required amount with the Office of Motor Vehicles.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the Office of Motor Vehicles won’t accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

Five minutes, issued on the spot.

Submit the application with your bond amount (1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the Office of Motor Vehicles.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Arkansas title bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is set at one and a half times the vehicle’s appraised value, so a $2,500 or $5,000 bond lands at the $275 minimum and the premium scales up from there. Enter your amount and the quote updates.
How do I figure out the bond amount? +
It’s one and a half times the vehicle’s appraised value. The DFA Office of Motor Vehicles determines the appraised value and provides your required bond amount, so you don’t have to calculate it yourself — bring that figure to us.
Is there a credit check? +
No — the title bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last? +
An Arkansas title bond runs a three-year term. If no valid ownership claim is made in that period, a clean (non-bonded) certificate of title issues at the end.
Related bonds

Other New York bonds.

Bonded title, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the Office of Motor Vehicles the same day.

Your premium @ 3%$275
Apply now →