AZ motor vehicle broker bonds.
$750 flat. Soft pull.

A licensed motor vehicle broker in Arizona — who arranges vehicle transactions without taking ownership of the vehicles — posts a $25,000 bond with ADOT. Ours is $750 flat, 3% of the bond amount, identical for every broker. One soft credit pull, e-signed in 1–2 business days.

Required for an ADOT motor vehicle broker license under A.R.S. § 28-4362
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your broker license is waiting on this bond. Here's the entire process:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with ADOT

Pay online and receive the executed $25,000 bond, ready to file with your broker license. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

A motor vehicle broker arranges or negotiates the sale of vehicles on behalf of a buyer or seller without taking title to the vehicles. Arizona licenses brokers through ADOT and, like wholesale-only dealers, sets a reduced $25,000 bond under A.R.S. § 28-4362.

The bond runs to the State of Arizona as obligee and stands behind the broker’s statutory duties — including the proper handling of customer funds and fees in the transactions the broker arranges, and compliance with the motor vehicle dealer and broker law.

It is not insurance for you — if the surety pays a claim, you repay the surety. Brokers who handle customer money cleanly and meet their disclosure duties treat the bond as a license formality, not a risk.

A.R.S. § 28-4362 (motor vehicle broker bond)Under A.R.S. § 28-4362, an Arizona motor vehicle broker license is conditioned on a $25,000 surety bond — the reduced amount that also applies to wholesale-only and wholesale auction dealers, rather than the $100,000 required of dealers selling to the public. The bond runs to the state and guarantees compliance with the dealer and broker law. Confirm your required amount on your ADOT application.

You need this bond if you're

Applying for an AZ motor vehicle broker license through ADOT
Arranging vehicle sales for buyers or sellers without taking title yourself
Renewing your broker license and your current bond is expiring or non-renewing
Operating as a broker rather than a public-sales or wholesale dealer

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $25,000? +
No. You pay $750 — the flat 3% of the bond amount. The $25,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Arizona Department of Transportation, Motor Vehicle Division, as a condition of a motor vehicle broker license under A.R.S. § 28-4362.
Why is a broker bond $25,000 instead of $100,000? +
Because a broker arranges transactions without taking ownership and doesn’t sell to the public as a dealer. Arizona sets the reduced $25,000 amount for brokers and wholesale-only dealers; public-facing dealers post $100,000.
What does the bond guarantee? +
That you handle customer funds and fees properly and comply with the dealer and broker law in the transactions you arrange. If you fail to and someone is harmed, they can claim against the bond; if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
Related bonds

Other New York bonds.

ADOT is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →