The City of Mountain Brook requires a $10,000 surety bond of sewer and septic tank contractors as a condition of the city contractor license, filed with the Licenses & Permits Office. Ours is $300 flat — 3% of the bond amount — and the application is five minutes.
















Contractor license bonds are simple. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section on this bond.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Mountain Brook Licenses & Permits Office alongside your contractor license. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Mountain Brook licenses sewer and septic tank contractors through its Licenses & Permits Office, and conditions the city license on a $10,000 surety bond. This trade ties directly into the city's sanitary infrastructure and groundwater, so the city wants a financial backstop that the work meets code and won't harm the public.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mountain Brook (the obligee), with the public as the protected parties. If your sewer or septic work harms the public or violates the permit, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your city license, so we track it and notify you 60 and 30 days out.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.