The City of Mountain Brook requires a $10,000 surety bond of building contractors as a condition of the city contractor license, filed with the Licenses & Permits Office. Ours is $300 flat — 3% of the bond amount — and the application is five minutes.
















Contractor license bonds are simple. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section on this bond.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Mountain Brook Licenses & Permits Office alongside your contractor license. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Mountain Brook licenses building contractors through its Licenses & Permits Office, and conditions the city contractor license on a $10,000 surety bond. The bond is the city's financial backstop that your construction work will be done in keeping with city codes and permit conditions, without causing harm to the public.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mountain Brook (the obligee), with the public as the protected parties. If your work harms the public or violates the permit, the harmed party can recover against the bond.
Building contractors in Alabama also hold a statewide license from the General Contractors Board before a city business license issues. This bond is a city requirement, not insurance for you — if the surety pays a claim, you repay the surety. We track it and notify you 60 and 30 days out.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.