WY motor club bonds.
$1,000 flat.
Wyoming will not let anyone render or agree to render motor club service without first procuring a certificate of authority from the Insurance Commissioner, and that certificate rides on $100,000 of security deposited and continuously maintained with the commissioner under W.S. § 31-14-103. Ours is $1,000 flat — the same number for every motor club, and the price you see is the checkout price. The application includes a credit consent, but it authorizes a soft credit pull only.
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Three steps to a certificate of authority.
The Department will not issue the certificate until your security is on file. Here is the entire sequence:
Apply online
Company details, entity type, the officer who signs, and an effective date — plus a one-time consent to a soft credit pull. That is the whole application; there are no financial statements to assemble.
Pay & e-sign
This bond form is one of the thousands that issue right after purchase. Your executed bond and power of attorney land in your inbox, on the carrier’s Wyoming motor club form.
File with the Department of Insurance
Send the bond with your Application for Motor Club Certificate of Authority, the certified charter and bylaws, your service contract checklist and attestation, and the licensing fee. Wet-ink originals mailed on request.
What it is and who needs it.
What the motor club security actually guarantees
Wyoming defines a motor club as a person directly or indirectly engaged in selling, offering for sale, furnishing, or procuring motor club service — and W.S. § 31-14-102 spells that service out at length: towing, emergency road service, bail bond service, discount service, theft service, map service, touring service, license service, financial service, insurance service, claim adjustment service, and buying and selling service. Sell any of it on a membership basis and the chapter reaches you, whether you call yourself a motor club or a roadside assistance program.
W.S. § 31-14-108 is blunt: a person shall not render or agree to render motor club service in this state without first procuring from the commissioner a certificate of authority to act. W.S. § 31-14-103 conditions that certificate on security deposited and continuously maintained with the commissioner, in one of exactly three forms — $100,000 in cash, approved securities with a $100,000 market value, or a surety bond in the principal sum of $100,000 with an admitted surety insurer. Nearly every club takes the bond, because the other two park six figures with the state for as long as you hold the certificate.
The security runs for the protection, use, and benefit of the people whose membership applications the club or its representative has accepted, and it is conditioned on the club faithfully furnishing the services it sold and paying any fines or penalties imposed under the chapter. It is not insurance for you — if the surety pays a member’s claim, you repay the surety. The bond has to stay in force for as long as the certificate does, so we track it and notify you 60 and 30 days out to keep the filing continuous.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields, including a one-time consent to a soft credit pull. The pull informs approval — it never affects your score, and the price does not move with the result.
Start the application →Common questions.
Other Wyoming bonds.
Your certificate of authority is waiting on one filing.
$1,000 flat, soft pull only, bond often issued in the same sitting. Free until issued.