WY certificate of title bonds.
Flat 3%. Enter your amount.

When you can't prove ownership of a vehicle, Wyoming lets you get a bonded title — file a surety bond under W.S. 31-2-105 and the county clerk issues the title. We write it at a flat 3% with no credit check; the amount is at least twice the vehicle's value.

For owners with missing, lost, or defective proof of ownership under W.S. 31-2-105
Amount is at least twice the vehicle's value — set by a national appraisal guide, registration, or a Wyoming dealer's statement
Flat 3%, no credit pull — enter your bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to your county clerk. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle, and the bond amount (twice the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with your county clerk

Take the executed bond, your affidavit of vehicle ownership, and a VIN inspection to your county clerk to get your bonded title. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is at least twice the vehicle's value — enter it and the premium updates.

$2,500 bond
$275
$5,000 bond
$275
$10,000 bond
$300
About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Wyoming lets you establish ownership with a bonded title under W.S. 31-2-105. You file an affidavit of vehicle ownership and post a surety bond, your county clerk issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is not less than twice the vehicle's value, determined at the time of application. You establish value from a current national appraisal guide, a current or past registration showing the value, or a certified written statement from a properly licensed Wyoming vehicle dealer.

There's a notable exception: if the vehicle is worth less than $2,500, Wyoming may issue a title without a bond — on an affidavit of ownership, a notarized bill of sale, a dealer's value statement, and a VIN inspection. If that fits your vehicle, you may not need this bond at all; ask your county clerk first. Otherwise, enter your amount and we issue the bond at a flat 3% with no credit check.

W.S. 31-2-105 (bond for certificate of title)W.S. 31-2-105 lets an owner with insufficient proof of ownership obtain a Wyoming certificate of title by filing an affidavit of vehicle ownership and a surety bond in an amount not less than twice the vehicle's value, determined at the time of application from a current national appraisal guide, a current or past registration, or a certified written statement from a properly licensed Wyoming dealer. If the vehicle's value is less than $2,500, a title may be issued without a bond on an affidavit, a notarized bill of sale, a dealer's value statement, and a VIN inspection. The bond must be executed by a surety authorized to do business in Wyoming.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title your county clerk won't accept as proof of ownership
Registering an abandoned or project vehicle worth $2,500 or more that needs a bonded title

Five minutes, issued on the spot.

Submit the application with your bond amount (twice the vehicle's value) — the executed title bond is generated instantly, ready to take to your county clerk.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Wyoming title bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is set at no less than twice the vehicle's value, so a $2,500 or $5,000 bond lands at the $275 minimum, and the premium scales up from there. Enter your amount and the quote updates.
How do I figure out the bond amount? +
It's at least two times the vehicle's value at the time of application. Establish value from a current national appraisal guide (such as NADA), a current or past registration that shows the value, or a certified written statement from a properly licensed Wyoming dealer, then double it.
Do I even need a bond for a cheap vehicle? +
Maybe not. Under W.S. 31-2-105, if the vehicle is worth less than $2,500, your county clerk may issue a title without a bond — on an affidavit of ownership, a notarized bill of sale, a dealer's value statement, and a VIN inspection. Ask your county clerk before you buy a bond you may not need.
Is there a credit check? +
No — the title bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
Related bonds

Other New York bonds.

Bonded title, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to your county clerk the same day.

Your premium @ 3%$275
Apply now →