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Wisconsin manufactured home dealer bonds, 51+ homes.
$500 flat.

Wisconsin licenses manufactured home dealers through the Department of Safety and Professional Services (DSPS), and conditions the license on a surety bond filed on form SBD-10679. At the $50,000 security level, ours is $500 flat — the price you see is the checkout price. A quick soft credit check may apply; the bond is issued when you pay.

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Required for your WI manufactured home dealer license through DSPS
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Fixed amount, fixed price — $50,000 security, $500, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Wisconsin manufactured home dealer bond cost?

$500 at the $50,000 amount, the same for every applicant.

How it works

Three steps to licensed.

Your DSPS dealer license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. Any credit check that runs is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DSPS

Pay online and receive the executed bond on form SBD-10679, ready to file with your manufactured home dealer application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Wisconsin regulates manufactured home dealers under §101.951 and the Department of Safety and Professional Services (DSPS), which conditions the dealer license on financial security. The bond is a consumer-protection guarantee: it stands behind your compliance with Wisconsin manufactured housing law and protects buyers who are harmed by a dealer’s violation.

It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Wisconsin together with harmed buyers (the protected parties). DSPS lets a dealer satisfy the requirement with a surety bond on form SBD-10679 or, alternatively, a financial statement showing the required net worth.

At 51 or more homes a year, $50,000 is the broker tier (Table 305.323-2); a non-broker dealer at that volume posts $100,000 under Table 305.323-1, and we write that form too. If you are unsure which figure DSPS assigned to your license, send us your application and we will confirm before issuing — we would rather get the amount right than guess.

Wis. Admin. Code SPS 305.323 (§101.951)Wisconsin manufactured home dealers are licensed by DSPS under §101.951, Stats., and Wis. Admin. Code SPS 305.323, which requires a form of financial security — a surety bond filed on form SBD-10679, or a qualifying financial statement. DSPS sets the amount by dealer/broker status and volume: non-broker dealers post $50,000 up to 50 homes a year and $100,000 at 51 or more (Table 305.323-1); brokers post $25,000 up to 50 and $50,000 at 51 or more (Table 305.323-2). Confirm your assigned amount on your DSPS application.

You need this bond if you're

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Applying for a WI manufactured home dealer license — at the $50,000 broker level for 51 or more homes a year
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A manufactured home broker handling 51 or more homes a year — the band Table 305.323-2 sets at $50,000
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Renewing your dealer license and your current bond is expiring or non-renewing
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Choosing a bond over a financial statement to satisfy the DSPS security requirement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with DSPS. Pay online and receive the executed bond on form SBD-10679, ready to file with your manufactured home dealer application. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields. One soft credit pull, never a hard inquiry, and it never affects your score. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 — the flat price the checkout charges. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The Wisconsin Department of Safety and Professional Services (DSPS) requires it as one accepted form of security for a manufactured home dealer license, under §101.951 and Wis. Admin. Code SPS 305.323. The bond is filed on form SBD-10679.
Why is mine $50,000 and not $25,000?DSPS sets a higher security figure for non-broker dealers than for brokers at every volume: $50,000 against $25,000 up to 50 homes a year, and $100,000 against $50,000 at 51 or more. If your license type or assigned amount is different from what you expected, send us your DSPS paperwork and we will issue the correct figure.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval, not price: the price stays $500 either way.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days out, with autopay available, and the bond must stay active for your dealer license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Wisconsin motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Wisconsin. Each has its own statute and bond amount.

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

DSPS is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

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