Wisconsin lost instrument bonds.
We size, underwrite & quote it.
Lost a cashier’s check, stock certificate, or note? You can get it replaced.
But the issuer wants protection first — a bond that indemnifies them if the original surfaces.
The penal sum tracks the value of the instrument, so we underwrite it rather than flat-rate it.
A surety specialist reviews your file and returns a quote, usually within one business day.
Trusted by industry leaders
Built to get your instrument reissued.
The bank, transfer agent, or issuer usually won’t reissue the instrument until your bond is in hand. Here is the whole process:
Send us the file
Apply online with a description of the lost instrument, its value, the issuer, and how it was lost. The value and the issuer’s requirement drive the penal sum.
A surety specialist underwrites it
A specialist reviews the file, a credit check, and any financials, then returns a quote. The penal sum tracks the instrument’s value — underwriting decides approval and any collateral.
Execute & deliver
Once you bind, we issue the executed bond on the issuer’s required form, ready to give to the bank, transfer agent, or company so they can reissue the instrument.
What it is and who needs it.
Why the issuer wants a bond
When a negotiable instrument — a cashier’s check, stock certificate, or promissory note — is lost, stolen, or destroyed, the holder can ask the issuer to replace it. But the issuer faces a real risk: the original could still be out there and turn up in someone else’s hands.
A lost instrument bond indemnifies the issuer against exactly that. If the original is later presented and the issuer has to pay it too, the bond makes the issuer whole — and the surety looks to you, the indemnitor, to repay it.
Because the bond protects the issuer for the value of the instrument, the penal sum is set to that value (often a multiple), and a high-value instrument can require collateral and financials. We tell you what your file needs before you commit.
You need this bond if you’ve
The application takes about ten minutes.
These are the actual underwriting fields — the lost instrument, its value, the issuer, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
What is a lost instrument bond? +
How much does it cost? +
Why does the bank or transfer agent require this? +
Is the penal sum just the value of the instrument? +
How fast can the bond be issued? +
Other New York bonds.
Get your lost instrument reissued.
Send us the instrument’s details and value, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.