Contractors who install flooring sold by Lumber Liquidators, Inc. enroll through an Installation Provider Agreement, and the company requires each provider to post a surety bond in its favor. This is a private, contractual requirement — Lumber Liquidators sets the amount, not a Washington agency. Premiums cost 0.375% of the bond amount, $100 minimum; the application collects no credit information at the standard amount, and most applications approve instantly.
















A private-obligee installer bond is one of the simplest things in surety — there is no agency queue behind it. Here is the whole process:
Your business details, the bond amount your provider agreement names, and an effective date. That is the entire application — no financial statements, no credit section.
The application collects no credit information at the standard amount, and most applications approve instantly. Your exact premium is calculated from the amount you enter, so the number you see is the number you pay.
Your executed bond and power of attorney arrive by email, ready to hand to the Installation Provider onboarding contact who asked for it. Wet-ink original mailed on request.
Lumber Liquidators sells hard-surface flooring through its own stores and refers the installation work to independent contractors it enrolls as Installation Providers. (The chain traded as LL Flooring until F9 Investments bought it out of Chapter 11 in October 2024 and returned it to the Lumber Liquidators name; older bond forms and onboarding packets still circulate under both names.) Enrollment runs on an Installation Provider Agreement, and that agreement — not any statute — is what makes the bond mandatory.
The bond is the usual three-party instrument: you are the principal, a surety carrier stands behind you, and Lumber Liquidators, Inc. is the obligee. It guarantees that you will perform the work you accept under the agreement and that you will comply with the state and local laws governing that work. If a homeowner or the retailer is harmed by work you fail to finish or finish properly, the claim can reach the bond up to the penal sum.
It is not insurance for you. When a surety pays a valid claim it comes back to you for reimbursement — the bond protects the obligee and the customer, and you indemnify the surety. Keep it in force for as long as you hold work orders under the program; if it lapses, the provider agreement is what stops, and we notify you 60 and 30 days out so it does not.
These are the actual issuing fields — no credit section, because this application does not collect credit information. Enter the amount your provider agreement names.
Start the application →From $100. Enter the amount your provider agreement names and send the executed bond the same day. Free until issued.