VT construction lien discharge bonds.
Clear the title. Keep moving.

A Vermont construction lien — perfected by a court attachment — freezes everything it touches: closings, refinances, draws. A discharge bond substitutes the surety's guarantee for the attached property, so the title clears. Flat 3%, 48-hour underwriter response.

✓

Clears the attachment without paying the claim — you keep every defense you have

✓

The court sets the bond amount to cover the claim plus costs and interest

✓

Same rate for everyone — 3% flat, posted, no leverage games when you're in a hurry

48 hrsunderwriter responseA-ratedA.M. Best carriers$50Maggregate capacity

Trusted by industry leaders

How it works

From frozen title to discharged attachment.

Every day the lien sits on the title costs you leverage, interest, or a closing date. Here's the entire process:

TODAY · 5 MINUTES

Apply + send the lien documents

The application plus a copy of the lien, the attachment, and any court documents — that's the file. Send documents to underwriting right after you submit; everything is reviewed together.

WITHIN 48 HOURS

A human underwrites it

A licensed underwriter reviews the lien, the dispute, and your file. Larger or heavily contested liens can require financials — you'll get one checklist, once.

ON APPROVAL

File & discharge

Your attorney files the bond as substitute security and moves to dissolve the attachment, the lien comes off the property, and your closing, refinance, or draw schedule starts moving again.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. The court sets the amount to cover the claim plus costs and interest — a $100,000 lien commonly means a bond around $110,000, or $3,300.

~$55K bond

$1,650

~$110K bond

$3,300

~$550K bond

$16,500

About this bond

What it is and who needs it.

What a discharge bond actually does

When a contractor, sub, or supplier records a Vermont construction lien and perfects it with a court attachment, the property itself becomes their security. Until it's resolved, title companies won't close, lenders won't fund, and draws stop. Vermont practice lets you substitute a surety bond for the attached property — the court sets the amount to cover the claim plus costs and interest.

The attachment is then dissolved and the lien comes off the real estate. The dispute itself continues — substituting a bond is not paying the claim and not admitting it's valid. If the lienor ultimately proves the claim, the bond pays; if they don't, it expires with the dispute.

That makes this the rare bond bought for leverage: you stop negotiating with your closing date held hostage and start negotiating on the merits of the claim.

9 V.S.A. §§ 1921–1925 · V.R.C.P. 4.1A Vermont construction lien (9 V.S.A. §§ 1921–1925) is perfected by commencing an action and recording a writ of attachment within 180 days under § 1924. There is no fixed-percentage statutory bond-off provision; instead, the owner clears title by posting substitute security and moving to dissolve the attachment under Vermont Rule of Civil Procedure 4.1, in an amount the court sets. Your attorney handles the motion and filing; we handle the bond.

You need this bond if you're

✓

A property owner with a lien blocking a sale, refinance, or construction loan draw

✓

A general contractor whose sub's lien is jamming the owner relationship — many GC contracts require you to clear liens

✓

A developer who needs clean title on a schedule the dispute won't respect

✓

Disputing the lien itself — substituting a bond preserves every defense while freeing the property

Five minutes, plus your lien documents.

Submit the application, then send the lien, the attachment, and any court documents to underwriting — a licensed underwriter reviews the full file and responds within 48 hours.

Start the application →

FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Does posting the bond pay the contractor? +

No. The bond substitutes for the attached property as security — nothing is paid to the lienor when the bond is filed. The underlying dispute continues exactly as before, except your title is clean. If the lienor eventually proves the claim in court, the bond responds; if not, it doesn't.

How is the bond amount set? +

Vermont has no fixed-percentage bond-off statute. Instead, the court sets the amount of substitute security needed to dissolve the attachment under V.R.C.P. 4.1 — generally enough to cover the claim plus likely costs and interest, which often works out near 110% of the lien. Use the figure your attorney or the court order states in the application.

How much does it cost? +

A flat 3% of the bond amount, one time, $275 minimum. A $110,000 bond runs $3,300. The rate is posted and identical for everyone — no surge pricing because you have a closing on Friday.

How fast can this happen? +

Submit the application and the lien/court documents today, and a licensed underwriter responds within 48 hours. Straightforward liens move fastest; large or heavily contested liens can take longer if financials are needed. The motion to dissolve the attachment is then your attorney's errand.

Will I need collateral or financials? +

It depends on the size of the lien and the shape of the dispute. Smaller, clearly documented liens are often approved from the application alone; larger or messier ones can require financial statements. Either way you'll get one checklist, once — and a soft credit check that never affects your score.

Does substituting a bond mean admitting the lien is valid? +

No. Posting substitute security to dissolve the attachment is expressly not an admission — you keep every defense, offset, and counterclaim you had. Most owners and GCs clear liens this way precisely so they can fight them properly.

Related bonds

Other New York bonds.

Get the lien off the title this week.

Five-minute application, flat 3%, underwriter response within 48 hours. Your attorney files; the project moves.

Start application Talk to a specialist

Your premium @ 3%$3,300

Apply now →