To license a pawnbroker, secondhand dealer, or precious-metals & gem dealer in the City of St. George, you file a fixed $5,000 bond with the city. Ours is $275 — the flat 3% minimum — with no credit check, issued in one sitting.
















License bonds like this are about the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application — no financials, no credit check section, no follow-up scavenger hunt.
Fixed-amount license bonds like this issue right after purchase for most applicants. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your City of St. George pawnbroker / secondhand dealer license application or renewal. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, which is below our $275 minimum — so the price is $275 flat, per term. Fixed amount, fixed price, multi-year if you want it.
The City of St. George licenses pawnbrokers, secondhand dealers, and precious-metals & gem dealers, and conditions the license on a $5,000 surety bond. Utah’s pawnshop framework (Utah Code Title 13, Chapter 32a) leaves day-to-day licensing of these businesses to the city, and St. George requires the bond as part of its business license.
The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the city’s pawnbroker and secondhand-dealer ordinance and the recordkeeping and reporting rules that govern bought and pawned goods. If you violate those obligations and someone is harmed, they can recover against the bond.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of St. George (the obligee), with harmed customers and the public as the protected parties. If the surety pays a claim, you repay the surety. We issue the fixed $5,000 bond at our $275 flat minimum with no credit check.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.