St. George pawnbroker bonds.
$275 flat. Five minutes.

To license a pawnbroker, secondhand dealer, or precious-metals & gem dealer in the City of St. George, you file a fixed $5,000 bond with the city. Ours is $275 — the flat 3% minimum — with no credit check, issued in one sitting.

Required by the City of St. George to license a pawnbroker, secondhand dealer, or precious-metals & gem dealer
Fixed $5,000 amount — the price lands at the $275 minimum, the same for everyone
No credit check — five-minute application, executed bond ready to file
$275flat (3% minimum)Fastoften same purchaseNo creditcheck to issue
Trusted by industry leaders
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How it works

Three steps. One sitting.

License bonds like this are about the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That is the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this issue right after purchase for most applicants. At most, 1–2 business days.

SAME DAY

File with your St. George license

Your executed bond arrives by email, ready to file with your City of St. George pawnbroker / secondhand dealer license application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$5,000 bond × 3% = $150, which is below our $275 minimum — so the price is $275 flat, per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the pawnbroker bond covers

The City of St. George licenses pawnbrokers, secondhand dealers, and precious-metals & gem dealers, and conditions the license on a $5,000 surety bond. Utah’s pawnshop framework (Utah Code Title 13, Chapter 32a) leaves day-to-day licensing of these businesses to the city, and St. George requires the bond as part of its business license.

The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the city’s pawnbroker and secondhand-dealer ordinance and the recordkeeping and reporting rules that govern bought and pawned goods. If you violate those obligations and someone is harmed, they can recover against the bond.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of St. George (the obligee), with harmed customers and the public as the protected parties. If the surety pays a claim, you repay the surety. We issue the fixed $5,000 bond at our $275 flat minimum with no credit check.

City of St. George (pawnbroker / secondhand dealer license)The City of St. George requires this $5,000 bond as a condition of its pawnbroker, secondhand dealer, and precious-metals & gem dealer license; the amount and terms are set by the city’s business-licensing ordinance. Utah Code Title 13, Chapter 32a governs pawnshops and secondhand dealers statewide and leaves local licensing to the city. Confirm the required amount on your St. George license application.

You need this bond if you are

Opening a pawn shop in St. George and applying for the city license
A secondhand dealer buying and reselling used goods within St. George
A precious-metals or gem dealer the city licenses under its pawnbroker ordinance
Renewing a St. George pawnbroker license that requires a current bond on file

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the St. George pawnbroker bond? +
The premium is $275 — our flat minimum. The bond amount is fixed at $5,000 by the city, and 3% of $5,000 ($150) is below the $275 minimum, so the price is $275 for every applicant.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — it is not a deposit, and nobody holds your money.
Who requires this bond? +
The City of St. George requires it to license a pawnbroker, secondhand dealer, or precious-metals & gem dealer. Utah Code Title 13, Chapter 32a governs these businesses statewide, but day-to-day licensing is handled locally by the city.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the St. George license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out so your license never lapses over a missed email.
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St. George pawnbroker bond, issued today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →