When you can't prove ownership of a vehicle, Utah lets you obtain a bonded title by filing an Insufficient Evidence of Ownership bond with the DMV / Tax Commission. Pricing starts from $100 — the amount is set by the vehicle's value, and the bond stays on file for a fixed statutory period.
















Enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Your details, the vehicle, and the bond amount the DMV requires — that is the entire application, and it collects no credit information.
Most applications approve instantly; if underwriting needs anything, you hear from an underwriter within 48 hours. If a check runs, it's a soft pull that won't touch your score.
Take the executed bond, your application, and any required inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
When you buy or inherit a vehicle and the paperwork is missing, lost, or insufficient to prove ownership, Utah lets you establish ownership with a bonded title. You post an Insufficient Evidence of Ownership bond with the DMV (a division of the Utah State Tax Commission), the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is set by the vehicle's value — the DMV determines the figure when you apply, often using a recognized valuation guide. Whatever amount the DMV names, enter it — pricing is 0.9% of that amount, with a $100 minimum.
The bond stays on file for a fixed statutory period (commonly several years). If someone with a better claim comes forward and is harmed during that period, they can recover against the bond — and if the surety pays, you repay the surety. After the period ends with no valid claim, a clean title issues.
Submit the application with the bond amount the DMV requires — the application collects no credit information, and your executed title bond is typically issued within 1–2 business days, ready to take to the DMV.
Start the application →The bond issues the moment you pay — no credit review of any kind, not even a soft pull. Enter your amount and take it to the DMV.