Utah lost vehicle title bonds.
From $100.
Also known as the Utah bonded title bond.
When you can't prove ownership of a vehicle, Utah lets you obtain a bonded title by filing an Insufficient Evidence of Ownership bond with the DMV / Tax Commission. Pricing starts from $100 — the amount is set by the vehicle's value, and the bond stays on file for a fixed statutory period.
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How much does a Utah lost vehicle title bond cost?
0.9% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Apply to bonded title in one sitting.
Enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Apply online
No credit check up to $100,000.
Approved
Approved as soon as you apply. There is no underwriting queue.
File with the DMV
Take the executed bond, your application, and any required inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
Getting a bonded title in Utah, step by step.
Utah Division of Motor Vehicles (DMV), Vehicle Compliance Services, part of the Utah State Tax Commission handles it. The bond amount is 2 times the vehicle's fair market value as the DMV sets it, only when the value is over $3,000. The bond lasts The bond form (TC-824) stays in force for 7 years from its date.
Confirm the vehicle is in Utah
Utah's Insufficient Evidence of Ownership process is for vehicles located in Utah; if you have the vehicle in another state, apply for a title there. Use the DMV's Public Insufficient Evidence of Ownership check sheet for cars, trucks, motorcycles, ATVs, watercraft, and trailers.
Fill out the TC-569A ownership statement
Complete form TC-569A, Ownership Statement, explaining how, when, and from whom you got the vehicle and why you have no title. Note any liens you know of, where it was last titled, and its condition.
Get a TC-661 VIN inspection and photos
Have a DMV office, certified safety inspector, or Utah peace officer complete form TC-661, Certificate of Inspection, unless the vehicle has a Utah registration. Print color photos of every side of the vehicle, inside and out.
Complete the TC-656 title application
Fill out form TC-656, Application for Utah Title and Registration, and include any bill of sale, release of ownership, or repair receipts. Every owner listed must show government-issued ID.
Send the packet to Vehicle Compliance
Make copies, then mail the packet to DMV/Vehicle Compliance Services, 210 N 1950 W, Salt Lake City, UT 84134, or scan and email it to vehiclecompliance@utah.gov; appointments are also offered at the Ogden, Farmington, Taylorsville, South Valley (Draper), Provo, and Hurricane offices. The DMV checks other states' records and theft reports and sets the vehicle's value.
Buy the bond if the DMV asks
If the DMV values the vehicle over $3,000 and decides a bond is needed, it will tell you; buy the bond on form TC-824, Motor Vehicle Defective Title or Insufficient Evidence of Ownership Bond, for 2 times that value. Submit the original with the surety's power of attorney attached, because photocopies are not accepted.
Pay the tax and fees
The DMV tells you the sales and use tax due if you bought the vehicle. Pay it with the title and registration fees to finish your Utah title.
Who qualifies
- The vehicle must be located in Utah.
- A bond can be required only when the DMV values the vehicle at more than $3,000; you must prove a lower value, with photos or a repair order if needed.
- Even over $3,000, the DMV asks for a bond only when the ownership statement is incomplete or the photos call for one.
- If the vehicle is reported stolen, the process stops and the Motor Vehicle Enforcement Division is notified.
- Towing companies and unaffixed mobile homes use separate DMV checklists.
After the bond
Send the original signed TC-824 with the surety's power of attorney to DMV Vehicle Compliance Services. The DMV then finishes the title once the tax and fees are paid.
Checked on 22 October 2026 against Utah DMV: Transfer without a title (Insufficient Evidence of Ownership), Utah DMV: Public Insufficient Evidence of Ownership check sheet (4/5/2023), Utah State Tax Commission form TC-824 and Utah State Tax Commission form TC-569A. Rules and fees change; the agency’s own page has the final word.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or insufficient to prove ownership, Utah lets you establish ownership with a bonded title. You post an Insufficient Evidence of Ownership bond with the DMV (a division of the Utah State Tax Commission), the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is set by the vehicle's value — the DMV determines the figure when you apply, often using a recognized valuation guide. Whatever amount the DMV names, enter it — pricing is 0.9% of that amount, with a $100 minimum.
The bond stays on file for a fixed statutory period (commonly several years). If someone with a better claim comes forward and is harmed during that period, they can recover against the bond — and if the surety pays, you repay the surety. After the period ends with no valid claim, a clean title issues.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single 7-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the DMV. Take the executed bond, your application, and any required inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, no credit check up to $100,000.
Submit the application with the bond amount the DMV requires — no credit check up to $100,000, and your executed title bond is issued when you pay, ready to take to the DMV.
Start the application →Common questions.
Other Utah bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Bonded title, started today.
One application, no credit check up to $100,000. Enter your amount and take it to the DMV.