When you can't prove ownership of a vehicle, Utah lets you obtain a bonded title by filing an Insufficient Evidence of Ownership bond with the DMV / Tax Commission. We write it at a flat 3% — the amount is set by the vehicle's value, and the bond stays on file for a fixed statutory period.
















Enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Your details, the vehicle, and the bond amount the DMV requires — that is the entire application, plus a one-time soft-pull consent.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.
Take the executed bond, your application, and any required inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the DMV requires and the premium updates.
When you buy or inherit a vehicle and the paperwork is missing, lost, or insufficient to prove ownership, Utah lets you establish ownership with a bonded title. You post an Insufficient Evidence of Ownership bond with the DMV (a division of the Utah State Tax Commission), the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is set by the vehicle's value — the DMV determines the figure when you apply, often using a recognized valuation guide. Whatever amount the DMV names, enter it and we issue the bond at a flat 3%, soft pull only.
The bond stays on file for a fixed statutory period (commonly several years). If someone with a better claim comes forward and is harmed during that period, they can recover against the bond — and if the surety pays, you repay the surety. After the period ends with no valid claim, a clean title issues.
Submit the application with the bond amount the DMV requires — your executed title bond is typically issued within 1–2 business days, ready to take to the DMV.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and take it to the DMV.