UT lost vehicle title bonds.
Flat 3%. Enter your amount.

When you can't prove ownership of a vehicle, Utah lets you obtain a bonded title by filing an Insufficient Evidence of Ownership bond with the DMV / Tax Commission. We write it at a flat 3% — the amount is set by the vehicle's value, and the bond stays on file for a fixed statutory period.

For owners with insufficient or missing evidence of ownership under the Utah Motor Vehicle Act
Amount is based on the vehicle's current value — confirm the figure with the DMV
Flat 3%, soft pull only — enter your bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
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McKinney
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

Enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle, and the bond amount the DMV requires — that is the entire application, plus a one-time soft-pull consent.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.

1–2 BUSINESS DAYS

File with the DMV

Take the executed bond, your application, and any required inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the DMV requires and the premium updates.

$2,500 bond
$275
$5,000 bond
$275
$10,000 bond
$300
About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or insufficient to prove ownership, Utah lets you establish ownership with a bonded title. You post an Insufficient Evidence of Ownership bond with the DMV (a division of the Utah State Tax Commission), the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is set by the vehicle's value — the DMV determines the figure when you apply, often using a recognized valuation guide. Whatever amount the DMV names, enter it and we issue the bond at a flat 3%, soft pull only.

The bond stays on file for a fixed statutory period (commonly several years). If someone with a better claim comes forward and is harmed during that period, they can recover against the bond — and if the surety pays, you repay the surety. After the period ends with no valid claim, a clean title issues.

Utah Motor Vehicle Act — bonded title (DMV / Tax Commission)Utah's Motor Vehicle Act lets an owner with insufficient evidence of ownership obtain a certificate of title by filing a surety bond with the Division of Motor Vehicles (part of the Utah State Tax Commission). The bond is sized to the vehicle's value as the DMV determines, and remains on file for a fixed statutory period before a clean title issues. Confirm the exact amount and term with the DMV — requirements can change, so we issue whatever the DMV currently requires.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding insufficient ownership documents the DMV won't accept as proof
Registering a project or abandoned vehicle that needs a bonded title to get on the road

Five minutes, soft pull only.

Submit the application with the bond amount the DMV requires — your executed title bond is typically issued within 1–2 business days, ready to take to the DMV.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Utah title bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is based on the vehicle's value, which the DMV determines when you apply. Lower-value vehicles land at the $275 minimum, and the premium scales up from there.
How do I figure out the bond amount? +
The DMV sets it from the vehicle's value, often using a recognized valuation guide. Bring or request that figure when you apply at the DMV, enter it here, and we'll issue the matching bond.
Is there a credit check? +
One soft credit pull, which never affects your score. It informs approval, not price — the rate is a flat 3% either way.
What does the bond protect against? +
It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last? +
A Utah bonded title bond stays on file for a fixed statutory period (commonly several years). If no valid claim is made in that window, a clean, non-bonded certificate of title issues. Confirm the current term with the DMV.
Related bonds

Other New York bonds.

Bonded title, started today.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and take it to the DMV.

Your premium @ 3%$275
Apply now →