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Utah health spa bonds.
From $100.

The security Utah requires under the Health Spa Services Protection Act (Utah Code 13-23-6) to protect members’ prepaid dues if a spa closes. You register with the Division of Consumer Protection and post a bond, letter of credit, or CD — pricing on ours starts from $100, and no credit check up to $50,000.

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Required under Utah Code 13-23-6 — the Health Spa Services Protection Act, enforced by the Division of Consumer Protection
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Amount is tiered by your paid-in-full contract count — $15,000 up to $75,000
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From $100 — priced at 1% of the bond amount, $100 minimum; enter your required bond amount to see your price
From $100your exact price at applicationNo credit check up to $50,000above that, a soft pull at most, never a hard inquiryInstantissuance for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Utah health spa bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard health spa bond — enter your amount, pay, and file with the Division of Consumer Protection. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your contract tier requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $50,000. Above $50,000, a soft pull may add a short review.

SAME DAY

File with the Division of Consumer Protection

Submit the executed bond with your health spa registration. Wet-ink originals mailed whenever the Division insists on them.

About this bond

What it is and who needs it.

What the health spa bond actually covers

Utah’s Health Spa Services Protection Act (Utah Code Title 13, Chapter 23) requires a health spa that collects prepaid fees to register each facility with the Division of Consumer Protection and post security. The bond is payable to the Division for the benefit of any consumer who is damaged because the spa violates the Act or goes out of business.

The required amount is tiered by the number of paid-in-full membership contracts you have sold: $15,000 for 500 or fewer, $35,000 for 501–1,500, $50,000 for 1,501–3,000, and $75,000 for 3,001 or more. A surety bond is one of the accepted forms of security, alongside a letter of credit or certificate of deposit.

Some businesses are exempt — yoga studios, martial-arts businesses, nonprofits, and operations that only sell individual classes or low-cost session packages may not have to register or bond at all. Enter the figure your situation requires; pricing starts from $100, and no credit check up to $50,000.

Utah Code § 13-23-6 (Health Spa Services Protection Act)Under Utah Code § 13-23-6, a health spa that collects prepaid fees must register each facility with the Division of Consumer Protection and maintain a surety bond, letter of credit, or certificate of deposit payable to the Division for consumers damaged by a violation or closure. The amount is tiered by paid-in-full contracts sold: $15,000 (≤500), $35,000 (501–1,500), $50,000 (1,501–3,000), $75,000 (3,001+). Some operations are exempt — confirm your tier and whether you must register.

You need this bond if you are

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A gym or fitness club selling prepaid memberships in Utah and required to register
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A spa or wellness facility collecting prepaid service fees above the exemption thresholds
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Renewing your registration with the Division of Consumer Protection
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Growing your membership base into a higher bond tier as your contract count rises
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Division of Consumer Protection. Submit the executed bond with your health spa registration. Wet-ink originals mailed whenever the Division insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with your required bond amount — the executed health spa bond is generated instantly, ready to file with your registration.

Start the application →
FAQ

Common questions.

How much is the Utah health spa bond?Pricing is 1% of the bond amount, with a $100 minimum. The amount itself is tiered by your paid-in-full contract count — $15,000, $35,000, $50,000, or $75,000. Enter the figure that applies at the application to see your exact price.
Why does Utah require this bond?Under the Health Spa Services Protection Act (Utah Code 13-23-6), it protects members’ prepaid dues. If a spa closes or violates the Act, the security pays damaged consumers — it is held by the Division of Consumer Protection for their benefit.
Which tier am I in?It is based on paid-in-full membership contracts sold: $15,000 for 500 or fewer, $35,000 for 501–1,500, $50,000 for 1,501–3,000, and $75,000 for 3,001 or more. Send us your count and we’ll confirm.
Is there a credit check?No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Am I exempt?Possibly. Yoga studios, martial-arts businesses, nonprofits, and operations that only sell individual classes or low-cost session packages may be exempt from registering and bonding under Utah Code 13-23-2. Check with the Division of Consumer Protection if you are unsure.
Is there a quote-on-review version of this bond?Yes. The same Utah Code 13-23-6 security is also written on a quote-on-review form — the Utah health club bond linked below — for a club whose situation needs an underwriter’s look.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Health spa bond, issued today.

From $100. Enter your tier amount and file with your registration the same day.

Your premiumfrom $100
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