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Tennessee full liquor consumption bonds.
$100 flat.

Tennessee requires every full-liquor consumption-on-premises licensee to post a $10,000 tax bond with the Department of Revenue — ours is $100 flat, and the price you see is the checkout price. No credit check.

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Required to hold a liquor-by-the-drink license issued by the Tennessee ABC
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Fixed price, fixed floor amount — $10,000 minimum tax bond, $100, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersNo credit checkfor this bond1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Tennessee full liquor consumption bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A liquor-by-the-drink tax bond is one of the simplest filings in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your effective date, and the county your business sits in. That's the application — no financial statements, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Tax bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. No credit check.

SAME DAY

File with the Department of Revenue

Your executed bond and power of attorney arrive by email, ready to post with your TNTAP liquor-by-the-drink registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Tennessee taxes alcoholic beverages sold for consumption on the premises, and the Department of Revenue conditions every licensee's registration on a surety bond that stands behind proper payment of that tax. It's not a licensing bond in the usual contractor sense — it's a tax bond, filed with the Department under the state's liquor-by-the-drink tax chapter, separate from the license itself, which the Tennessee Alcoholic Beverage Commission issues.

It's a three-party arrangement: you (the principal), the surety carrier, and the Tennessee Department of Revenue as obligee. If a licensee fails to remit the tax collected on liquor-by-the-drink sales, the Department can make a claim against the bond to recover what's owed, up to the bond's face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. The Department reviews bond amounts periodically against your average monthly tax liability and can require an increase; a bond that lapses or falls short blocks your ABC license renewal, so we track the term and send renewal notices ahead of expiration.

Tenn. Code Ann. §57-4-302Tenn. Code Ann. §57-4-302 requires each holder of a license authorizing consumption of alcoholic beverages on the premises to post a bond with the Department of Revenue of not less than $10,000. As of July 1, 2024, the Department applies that $10,000 minimum to every liquor-by-the-drink licensee, including wine-only restaurants — this listing writes that $10,000 floor for a full-liquor consumption-on-premises license. Confirm your Department of Revenue bond notice if your account carries a different requirement.

You need this bond if you're

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Registering a new full-liquor consumption-on-premises license with the Tennessee ABC
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Renewing your liquor-by-the-drink registration and your current bond is expiring or non-renewing
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Responding to a Department of Revenue bond-increase notice issued during its annual review
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Reinstating a lapsed registration that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Your executed bond and power of attorney arrive by email, ready to post with your TNTAP liquor-by-the-drink registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued fast.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Tennessee full-liquor consumption bond?The premium is $100 flat — set by our carrier's rate book for this bond. The $10,000 floor amount is set by Tenn. Code Ann. §57-4-302, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability to the Department of Revenue if a valid claim is made — not a deposit, and nobody holds your money.
How fast will I have the bond?Tax bonds like this are among the thousands of bond types that issue right after purchase — many licensees finish the application and have the bond the same day. Issued when you pay. No credit check.
Is there a credit check?No credit check: the application collects no credit information.
What if my average monthly tax liability is higher?Then the Department of Revenue may require a bond above the $10,000 floor — up to four times your average monthly liquor-by-the-drink tax liability. If you've received a bond-increase notice, tell us the figure it specifies and we'll write that amount instead.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Tennessee bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, .

Post your liquor-by-the-drink tax bond today.

$100 flat, bond often issued the same day. Free until issued.

Your price$100
Apply now →