Columbia Power & Water deposit bonds.
Flat 3%. Keep your cash.
Columbia Power & Water Systems — the City of Columbia's municipal electric, water, and wastewater utility — can require a deposit to open or hold an account. A utility deposit bond lets you post a surety bond instead of tying up cash. We write it at a flat 3% of the deposit amount, $275 minimum, in a five-minute application.
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Three steps. One sitting.
Utility deposit bonds are quick. Here's the entire process:
Apply online
Enter the deposit amount CPWS set and an effective date. That's the application — no financials, no credit check section.
Pay & e-sign
Deposit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with CPWS
Your executed bond and power of attorney arrive by email, ready to file with Columbia Power & Water Systems to open or keep your account. Wet-ink original mailed on request.
The whole pricing page.
Deposit amount × 3% = premium, $275 minimum. Enter the deposit CPWS set and the price is instant.
What it is and who needs it.
What the bond actually guarantees
A utility deposit bond is a payment guarantee. Instead of leaving a cash deposit with Columbia Power & Water Systems, you post a surety bond that backs your utility bills — if you don't pay, CPWS can recover against the bond.
It's a three-party arrangement: you (the principal), the surety carrier, and Columbia Power & Water Systems (the obligee), the City of Columbia's municipal utility. The bond does the same job as a cash deposit at a small annual premium.
The bond stays in force while your account is open. We track the dates and notify you 60 and 30 days out so your utility service is never interrupted over a lapsed bond.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Columbia Power & Water deposit bond? +
What amount do I enter? +
How fast will I have the bond? +
Is there a credit check? +
Do I get the premium back? +
Other New York bonds.
Keep your cash, open your account today.
Flat 3%, $275 minimum, five-minute application, bond often issued in the same sitting. Free until issued.