Columbia Power & Water deposit bonds.
From $100. Keep your cash.

Columbia Power & Water Systems — the City of Columbia's municipal electric, water, and wastewater utility — can require a deposit to open or hold an account. A utility deposit bond lets you post a surety bond instead of tying up cash. Pricing is 2% of the deposit amount, with a $100 minimum — enter your amount at the application to see your exact price.

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Accepted by Columbia Power & Water Systems in place of a cash deposit — keep your working capital

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Priced from $100 — priced at 2% of the deposit amount, $100 minimum

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Enter the deposit CPWS set — see your exact price in the application

A-ratedA.M. Best carriersFrom $1002% of amount, $100 minFastoften same purchase

Trusted by industry leaders

How it works

Three steps. One sitting.

Utility deposit bonds are quick. Here's the entire process:

NOW · ONLINE

Apply online

Enter the deposit amount CPWS set and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Deposit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with CPWS

Your executed bond and power of attorney arrive by email, ready to file with Columbia Power & Water Systems to open or keep your account. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A utility deposit bond is a payment guarantee. Instead of leaving a cash deposit with Columbia Power & Water Systems, you post a surety bond that backs your utility bills — if you don't pay, CPWS can recover against the bond.

It's a three-party arrangement: you (the principal), the surety carrier, and Columbia Power & Water Systems (the obligee), the City of Columbia's municipal utility. The bond does the same job as a cash deposit at a small annual premium.

The bond stays in force while your account is open. We track the dates and notify you 60 and 30 days out so your utility service is never interrupted over a lapsed bond.

Columbia Power & Water Systems, TN — utility depositColumbia Power & Water Systems (CPWS), the municipal electric, water, and wastewater utility for the City of Columbia, may require a deposit to establish or maintain service and accepts a surety bond in lieu of cash. The deposit amount is set by CPWS on the account. We frame this conservatively and do not cite a specific ordinance number we have not verified.

You need this bond if you're

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Opening a commercial account with Columbia Power & Water Systems that requires a deposit

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Asked for a large cash deposit and you'd rather post a bond

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A business with several meters wanting to free up deposit cash

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Re-establishing service after a prior balance or move

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Columbia Power & Water deposit bond?Pricing is 2% of the deposit amount CPWS set, with a $100 minimum. Your exact price appears at the application.

What amount do I enter?Enter the deposit Columbia Power & Water Systems asked for on your account. If you are not sure, send us the notice and we will confirm before you pay.

How fast will I have the bond?Deposit bonds like this are among the thousands of bond types that issue right after purchase — many customers finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information — there's no credit section for this bond. Most applications like this approve instantly; if a check ever runs, it's a soft pull that won't affect your score.

Do I get the premium back?No — the premium is the cost of the bond, like any insurance. But unlike a cash deposit, you never tie up the full deposit amount.

Related bonds

Other Tennessee bonds.

Keep your cash, open your account today.

From $100, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your premiumfrom $100

Apply now →