Tennessee cemetery company bonds.
From $100.
A Tennessee cemetery company can post a surety bond in place of a cash deposit to its Improvement Care Trust Fund under T.C.A. § 46-1-204. The required amount is set by the population of the county where the cemetery sits — the premium is 1% of the bond amount, with a $100 minimum.
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How much does a Tennessee cemetery company bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard cemetery bond — enter your amount, pay, and file. Here is the whole thing:
Apply online
Your cemetery details, the bond amount your county requires, and the effective date — that is the application.
Issued on the spot
No credit check up to $25,000. Above $25,000, a soft pull may add a short review.
File with Burial Services / Cemetery Division
Submit the executed bond to satisfy your Improvement Care Trust Fund requirement. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the cemetery bond actually covers
Tennessee requires a commercial cemetery company to fund an Improvement Care Trust Fund so the grounds stay maintained in perpetuity. As one accepted form of security, the company may deposit a surety bond approved by the Commissioner in place of cash, under T.C.A. § 46-1-204.
The required amount scales with the population of the county where the cemetery is located — roughly $40,000 for counties of 10,000 or fewer, rising in steps to $200,000 for counties over 100,000. Confirm the exact figure for your county before you file.
The trust is held by the fund trustee for the specific purposes named in the written care agreement. Cemetery companies are regulated by the Board of Funeral Directors & Embalmers, Burial Services/Cemetery Division within Commerce & Insurance — and we issue whatever amount applies with premiums starting from $100.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Burial Services / Cemetery Division. Submit the executed bond to satisfy your Improvement Care Trust Fund requirement. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount your county requires — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other Tennessee bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Cemetery bond, issued today.
Premiums from $100. Enter your county’s required amount and file the same day.