A Tennessee cemetery company can post a surety bond in place of a cash deposit to its Improvement Care Trust Fund under T.C.A. § 46-1-204. The required amount is set by the population of the county where the cemetery sits — and we issue it at a flat 3% with no credit check.
















No underwriting queue for the standard cemetery bond — enter your amount, pay, and file. Here is the whole thing:
Your cemetery details, the bond amount your county requires, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond to satisfy your Improvement Care Trust Fund requirement. Wet-ink originals mailed whenever the state insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your county population requires and the premium updates.
Tennessee requires a commercial cemetery company to fund an Improvement Care Trust Fund so the grounds stay maintained in perpetuity. As one accepted form of security, the company may deposit a surety bond approved by the Commissioner in place of cash, under T.C.A. § 46-1-204.
The required amount scales with the population of the county where the cemetery is located — roughly $40,000 for counties of 10,000 or fewer, rising in steps to $200,000 for counties over 100,000. Confirm the exact figure for your county before you file.
The trust is held by the fund trustee for the specific purposes named in the written care agreement. Cemetery companies are regulated by the Board of Funeral Directors & Embalmers, Burial Services/Cemetery Division within Commerce & Insurance — and we issue whatever amount applies at a flat 3% with no credit check.
Submit the application with the bond amount your county requires — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your county’s required amount and file the same day.