When the trust instrument or the court requires it, a trustee must provide a bond.
It secures the faithful performance of the trustee’s fiduciary duties.
The court sets the amount to protect the beneficiaries — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
















When a trust instrument requires bond, or a court orders a trustee to give one, that bond gates the trustee’s authority to act. Here is the whole process:
Apply online with the trust provision or order requiring the bond, the trust’s value, and the trustee’s details. The value of the trust drives the penal sum.
A specialist reviews the file, a credit check, and any financials, then returns a quote. The amount follows § 62-3-604 — underwriting decides approval and any collateral on a large trust.
Once you bind, we issue the executed bond on the required form with the power of attorney attached, ready to file so the trustee can act with full authority.
A trustee holds and manages trust property for the beneficiaries. South Carolina doesn’t bond every trustee — but when the trust instrument requires it, a beneficiary reasonably requests it, or the court directs a bond to protect beneficiaries who can’t protect themselves, a bond is required before the trustee can fully act.
The trustee bond secures the faithful performance of the trustee’s duties: investing prudently, accounting honestly, and distributing as the trust directs. If the trustee breaches those duties, the bond makes the beneficiaries whole and the surety looks to the trustee to repay it.
Because the surety stands behind the trust, the bond is underwritten on the trustee’s credit and finances, and a large trust can require collateral. The court fixes the amount and can reduce, release, or substitute it later.
These are the actual underwriting fields — the trust provision or order, the trust’s value, the trustee, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Send us the trust provision or order and the trust’s value, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.